Ellen Nichols
Mortgage Loan Officer | NMLS# 541804
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each ... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
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Reviews from Web
Ellen helped us through our first home purchase with patience and clarity--especially impressive since we knew next to nothing and needed a lot of help. We are grateful to her for her support and look forward to recommending her to other clueless...
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I really appreciated Ellen's patience. She answered all my questions making sure I understood everything. And she went above and beyond, meeting me at the branch that was most convenient for me!
Ellen was so approachable and explained things in a way that I, a musician (completely out of my element), could understand. She worked hand in hand with our realtor so that much of the heavy lifting in the process was happening without any...
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Ellen is very personable. She gets to know you and your needs in getting an application done. She helps you all through the process and is clear about everything you need to do to get the job done. I have worked with her before and highly recomend....
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Reply from Ellen Nichols
August 25th, 2026 02:04 PM
Emily, I'm grateful for your kind words and for choosing to work with me again. It's wonderful to hear that you felt supported and informed throughout the process. Your recommendation means a lot to me.
Ellen and Angela were great. They were always available to answer questions. Even though there was some miscommunication with the interest rate change, we felt like Ellen did everything she could to meet our needs and answer our questions....
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Reply from Ellen Nichols
August 12th, 2026 04:01 PM
Wesley, I appreciate your understanding regarding the interest rate change. I'm glad that Angela and I could be available to address your questions and work to meet your needs. Thank you for your kind words.
Prompt service, pleasant, flexible and accomodating.
Reply from Ellen Nichols
July 21st, 2026 09:49 PM
Thank you, Radwan, for your positive feedback. I'm glad to hear that you found my service prompt and accommodating. It is always a pleasure helping you with your family's home loan at Central Bank of Boone County!
Working with Ellen was an absolute pleasure! She made the entire mortgage process smooth, stress-free, and easy to understand from start to finish. She was always quick to answer our questions, kept us informed every step of the way, and truly...
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Reply from Ellen Nichols
July 21st, 2026 09:47 PM
Jennifer, you have absolutely made my day! It is always a pleasure to work for your family, and I am really grateful for your kind words. It's so nice to know your mortgage process smooth and stress-free, coming from someone who works as hard...
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Ellen has help with several loans on our behalf and everyone has been smooth.
Reply from Ellen Nichols
July 21st, 2026 09:54 PM
Shawn, thank you so much for your kind words! It is always a pleasure to help you. Please enjoy your new home and settle into the next adventure!!
Ellen is very receptive and she RESPONDS to calls and emails! She is very knowledgable which helps to ease our anxieties! She is ALWAYS helpful no matter what we are discussing or transactions we are making.
Reply from Ellen Nichols
July 21st, 2026 09:59 PM
Thank you, Carmen, for your kind words. It is my pleasure to know your family and to have helped you for so many years. Please enjoy your new home and thank you for letting me help you!
Ellen was wonderful to work with throughout our mortgage process. She was knowledgeable, took the time to answer all of our questions clearly, and made sure we understood each step. She processed our application promptly and kept everything...
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Reply from Ellen Nichols
July 21st, 2026 01:25 PM
Thank you, Sangeetha, for sharing your experience. I'm happy to know that my efforts to guide you through the mortgage process helped make it smoother for you. Your kind words about my knowledge and responsiveness mean a lot to me. If you have...
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About
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Bank Portfolio mortgage home financing
Conventional Fixed Rate mortgage home financing
FHA mortgage home financing
USDA mortgage home financing
MHDC mortgage home financing
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Positions
- Central Bank of Boone County - Bank ManagerMar 18th, 1998 - Oct 1st, 2001
Memberships
- Women's Council of Realtors, 2008 to present
- Woodhaven Board of Directors, Treasurer, 2019-2024
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541804
Gallery
Achievements
- Certified Tourism Ambassador 2019, Columbia, Missouri
- The Bo Frasier Legendary Service Award 2008, Central Bank of Boone County, Columbia, Missouri
- Women's Council of Realtors Affiliate of the Year 2017, Columbia, Missouri
Hobbies
- Golf
- Swimming Pool lounging
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985