Ellen Nichols
Mortgage Loan Officer | NMLS# 541804
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each ... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Ellen and Angela were great. They were always available to answer questions. Even though there was some miscommunication with the interest rate change, we felt like Ellen did everything she could to meet our needs and answer our questions....
read more
Prompt service, pleasant, flexible and accomodating.
Reply from Ellen Nichols
July 21st, 2026 09:49 PM
Thank you, Radwan, for your positive feedback. I'm glad to hear that you found my service prompt and accommodating. It is always a pleasure helping you with your family's home loan at Central Bank of Boone County!
Working with Ellen was an absolute pleasure! She made the entire mortgage process smooth, stress-free, and easy to understand from start to finish. She was always quick to answer our questions, kept us informed every step of the way, and truly...
read more
Reply from Ellen Nichols
July 21st, 2026 09:47 PM
Jennifer, you have absolutely made my day! It is always a pleasure to work for your family, and I am really grateful for your kind words. It's so nice to know your mortgage process smooth and stress-free, coming from someone who works as hard...
read more
Ellen has help with several loans on our behalf and everyone has been smooth.
Reply from Ellen Nichols
July 21st, 2026 09:54 PM
Shawn, thank you so much for your kind words! It is always a pleasure to help you. Please enjoy your new home and settle into the next adventure!!
Ellen is very receptive and she RESPONDS to calls and emails! She is very knowledgable which helps to ease our anxieties! She is ALWAYS helpful no matter what we are discussing or transactions we are making.
Reply from Ellen Nichols
July 21st, 2026 09:59 PM
Thank you, Carmen, for your kind words. It is my pleasure to know your family and to have helped you for so many years. Please enjoy your new home and thank you for letting me help you!
Ellen was wonderful to work with throughout our mortgage process. She was knowledgeable, took the time to answer all of our questions clearly, and made sure we understood each step. She processed our application promptly and kept everything...
read more
Reply from Ellen Nichols
July 21st, 2026 01:25 PM
Thank you, Sangeetha, for sharing your experience. I'm happy to know that my efforts to guide you through the mortgage process helped make it smoother for you. Your kind words about my knowledge and responsiveness mean a lot to me. If you have...
read more
Great communication
Reply from Ellen Nichols
July 13th, 2026 07:10 PM
Maria, I'm incredibly grateful for the opportunity to help you with your home loan at Central Trust Bank! Communication is the key. :) I'm here to help if you need anything further!
Excellent communication.
Reply from Ellen Nichols
July 13th, 2026 07:11 PM
I'm grateful for your feedback on my communication, Brian. It's great to know that it made a positive impact.
Ellen was great with her communication and we appreciated that she always took the time to answer our questions.
Reply from Ellen Nichols
July 10th, 2026 12:44 PM
I'm pleased to hear that my communication and dedication to answering your questions were appreciated, Melynda. Thank you for your kind words, and it was great working with you!
Ellen and her team are great.
Reply from Ellen Nichols
July 10th, 2026 01:20 PM
Thank you, Praveen, for your kind words about me and my team. I'm pleased to know that you had a positive experience with us at Central Trust Bank.
10 of 66
About
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Bank Portfolio mortgage home financing
Conventional Fixed Rate mortgage home financing
FHA mortgage home financing
USDA mortgage home financing
MHDC mortgage home financing
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Central Bank of Boone County - Bank ManagerMar 18th, 1998 - Oct 1st, 2001
Memberships
- Women's Council of Realtors, 2008 to present
- Woodhaven Board of Directors, Treasurer, 2019-2024
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541804
Gallery
Achievements
- Certified Tourism Ambassador 2019, Columbia, Missouri
- The Bo Frasier Legendary Service Award 2008, Central Bank of Boone County, Columbia, Missouri
- Women's Council of Realtors Affiliate of the Year 2017, Columbia, Missouri
Hobbies
- Golf
- Swimming Pool lounging
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985