Ellen Nichols
Mortgage Loan Officer | NMLS# 541804
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each ... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
We really enjoyed working with Ellen. She promptly responded our emails or phone calls and gave us helpful detailed information. We would recommend her to anyone who is looking to buy a house!
Shes friendly,knowledgeable,punctual, and very kind person
No thank you. Im not good with words
Knowledgeable and efficient in the process
Reply from Ellen Nichols
September 24th, 2026 02:17 PM
I'm happy to hear that you found the process knowledgeable and efficient, Adam. It was a pleasure to assist you at Central Bank.
Ellen supported my son and I with honest and compassionate advice during a difficult chapter in his life.
Reply from Ellen Nichols
September 24th, 2026 03:43 PM
I'm grateful to know that my advice was helpful to you and your son during a challenging time, Susan. It was important to me to provide honest and compassionate support through Central Bank.
Very respectiful and understood our needs. Was very helpful with all the whole process.
Reply from Ellen Nichols
September 21st, 2026 06:18 PM
I'm glad to hear that you felt respected and understood, Randy. It was a pleasure assisting you through the process at Central Bank.
Working with Ellen Nichols was a very comfortable experience that left us feeling confident with our decision to work with Central Bank.
Reply from Ellen Nichols
September 21st, 2026 02:47 PM
I'm so pleased to hear that you felt comfortable and confident, Marion. Working with you at Central Bank was a great experience, and I'm thankful for your kind words.
Very understanding and open personally, and very knowledgedgeable of her job.
Reply from Ellen Nichols
August 26th, 2026 05:34 PM
John, I appreciate your kind words. Thank you for taking the time to share your thoughts.
Ellen helped us through our first home purchase with patience and clarity--especially impressive since we knew next to nothing and needed a lot of help. We are grateful to her for her support and look forward to recommending her to other clueless...
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Reply from Ellen Nichols
August 26th, 2026 05:37 PM
Michael, it is my greatest pleasure to help you purchase your first home! Yourr kind words mean a lot. Thank you for considering recommending me to others.
I really appreciated Ellen's patience. She answered all my questions making sure I understood everything. And she went above and beyond, meeting me at the branch that was most convenient for me!
Reply from Ellen Nichols
August 26th, 2026 05:38 PM
Diana, I'm grateful for your kind words. It was my pleasure to get to know you and help you! Meeting at a convenient location for you was an important part of providing the best service possible.
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About
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Bank Portfolio mortgage home financing
Conventional Fixed Rate mortgage home financing
FHA mortgage home financing
USDA mortgage home financing
MHDC mortgage home financing
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Positions
- Central Bank of Boone County - Bank ManagerMar 18th, 1998 - Oct 1st, 2001
Memberships
- Women's Council of Realtors, 2008 to present
- Woodhaven Board of Directors, Treasurer, 2019-2024
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541804
Gallery
Achievements
- Certified Tourism Ambassador 2019, Columbia, Missouri
- The Bo Frasier Legendary Service Award 2008, Central Bank of Boone County, Columbia, Missouri
- Women's Council of Realtors Affiliate of the Year 2017, Columbia, Missouri
Hobbies
- Golf
- Swimming Pool lounging
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985