Ellen Nichols
Mortgage Loan Officer | NMLS# 541804
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each ... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
My hu and i worked with a wonderful team
Reply from Ellen Nichols
November 21st, 2025 06:50 PM
I'm grateful for the positive words about the team. It’s great to know that you and your husband had a good experience. I completely agree, when you work with The Central Trust Bank, you are working with team members who are the very best in...
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Ellen is so easy to work with - very professional and doesn't let my never ending questions ruffle her!She takes the time to explain what is going to happen (and reminds me when I forget!). Like everyone I've worked with at Central Bank she...
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Reply from Ellen Nichols
November 21st, 2025 06:55 PM
I appreciate your kind words, Aimee! I'm glad I could make the process a bit easier and address all your questions. It's important to me that you feel informed and supported every step of the way. Thank you for your trust. I'm grateful for...
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Great communication and explanation throughout the whole process which was very successful and rewarding. This is my second great experience!
Reply from Ellen Nichols
November 21st, 2025 06:58 PM
Thank you for your kind words, ElTonya! I'm thrilled to hear that you had another positive experience and found the communication and explanations helpful. It was an honor to help you with your family's next home, I truly appreciate your continued...
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Answered all questions quickly and thoroughly.
Reply from Ellen Nichols
November 21st, 2025 06:59 PM
I'm pleased to know that all your questions were answered quickly and thoroughly. It was my pleasure to assist you and ensure you had the information needed. Thank you for your feedback!
It was nice being able to do everything electronically! It worked great for our busy schedule.
Reply from Ellen Nichols
November 21st, 2025 07:01 PM
I'm so happy to hear that the electronic process fit well with your busy schedule and worked smoothly for you. If you need any further assistance in the future, please feel free to reach out.
Everything went smoothly!
Ellen was amazing! She answered any questions we had and was always available for anything we needed!
Reply from Ellen Nichols
November 21st, 2025 07:04 PM
I'm so happy to hear that the electronic process fit well with your busy schedule and worked smoothly for you. If you need any further assistance in the future, please feel free to reach out.
Ellen was outstanding to work with She was very informative throughout the entire process She was always quick to answer calls and emails The entire process was very stres free
Reply from Ellen Nichols
November 21st, 2025 07:06 PM
It was great to assist you, John. It is always great to hear that you found the process stress-free!! It's important to me to be responsive and keep you well-informed throughout. Thank you for trusting me to help with your needs at Central...
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Ellen was always available -- even with very short notice -- and made the process seamless and painless. This is the second time we have worked with Ellen on a home loan and if we ever need another home loan we'll be calling Ellen again.
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Reply from Ellen Nichols
November 21st, 2025 07:11 PM
Oh, Wow! Jamie, you are always a pleasure to help. Thank you for taking the time to share your experience. Knowing that you would consider reaching out to me in the future means a lot. If there's anything else you need, please don't hesitate...
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We had a great experience with Ellen. She was very professional and answered all of our questions and made what can often feel like a stressful process incredibly smooth and straightforward.
Reply from Ellen Nichols
November 21st, 2025 07:14 PM
Thank you so much for your kind words! It’s great to know that you had a positive experience. I’m pleased that my efforts helped make the process smooth and straightforward. When I can help with any questions now or in the future, I'm here...
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About
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Bank Portfolio mortgage home financing
Conventional Fixed Rate mortgage home financing
FHA mortgage home financing
USDA mortgage home financing
MHDC mortgage home financing
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Positions
- Central Bank of Boone County - Bank ManagerMar 18th, 1998 - Oct 1st, 2001
Memberships
- Women's Council of Realtors, 2008 to present
- Woodhaven Board of Directors, Treasurer, 2019-2024
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541804
Gallery
Achievements
- Certified Tourism Ambassador 2019, Columbia, Missouri
- The Bo Frasier Legendary Service Award 2008, Central Bank of Boone County, Columbia, Missouri
- Women's Council of Realtors Affiliate of the Year 2017, Columbia, Missouri
Hobbies
- Golf
- Swimming Pool lounging
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985