Ellen Nichols
Mortgage Loan Officer | NMLS# 541804
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each ... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Ellen has helped us now with 3 Home Loans, and she makes the experience incredible. I love working with Ellen and Central Bank. And I recommend them to everyone I know.
Reply from Ellen Nichols
February 24th, 2026 08:19 PM
Greg, it is such a pleasure to get to know you and Barb over the years. Your recommendations mean a lot to me, and I genuinely appreciate your continued trust. I always look forward to hearing from you! Thank you!!
We love Ellen! We have worked with her several times and she is extremely responsive, knowledgeable and helpful through the entire home buying process!!
Trust, honesty and professionalism usually results into a great experience. This is what was received and it was great.
Easy and seamless
Ellen did a wonderful job explaining everything with our loan process. She checked in multiple times throughout our process which made the process so much easier to follow and understand.
Ellen cares about others and it shows naturally in her tone of voice, her approach to your situation and her willingness to support your effort. She's patient, comprehensive and always makes time to be available to help as needed through the...
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The entire process was smooth and efficient! Ellen was on top of any questions that we had and her reminders are timely and effective!
Ellen is THE ABSOLUTE BEST!! Working with her means that you'll receive attentive and first rate support, expertise, and care. She always makes a process that can be anxiety inducing, very easy. I've not worked with a better mortgage loan officer....
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We appreciated that Ellen and the Central Team were still willing to do things in a paper-based format upon request. It helped us to keep good track of each step along the way.
Clear communication at every step of the process.
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About
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Bank Portfolio mortgage home financing
Conventional Fixed Rate mortgage home financing
FHA mortgage home financing
USDA mortgage home financing
MHDC mortgage home financing
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Positions
- Central Bank of Boone County - Bank ManagerMar 18th, 1998 - Oct 1st, 2001
Memberships
- Women's Council of Realtors, 2008 to present
- Woodhaven Board of Directors, Treasurer, 2019-2024
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541804
Gallery
Achievements
- Certified Tourism Ambassador 2019, Columbia, Missouri
- The Bo Frasier Legendary Service Award 2008, Central Bank of Boone County, Columbia, Missouri
- Women's Council of Realtors Affiliate of the Year 2017, Columbia, Missouri
Hobbies
- Golf
- Swimming Pool lounging
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985