
Elena De Luz - Barrett Financial
Senior Loan Officer

University of Hawaii at Hilo
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I w... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Elena was very detail oriented and she kept me updated and informed throughout the transaction. She is a true pleasure to work with, very professional and on point.
Reply from Elena De Luz
July 28th, 2025 07:40 PM
Thank you so much for your kind words! It was a pleasure working with you as well. I'm glad to hear that my attention to detail and communication were helpful throughout the transaction. Your feedback means a lot to me, and I look forward to...
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Elena was great to work with!
Reply from Elena De Luz
July 28th, 2025 07:40 PM
Thank you so much Chris! It was a pleasure working with you. I'm thrilled to hear you had a great experience. Congratulations on a successful transaction on your listing!
exellent job
Reply from Elena De Luz
July 28th, 2025 07:40 PM
Thank you so much Vannesa for allowing me to help with your home purchase. I'm thrilled to hear that you were pleased with my work. Your feedback means a lot and motivates me to keep striving for excellence. If there's anything else I can assist...
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We recently had the pleasure of working with Elena as the lender for a client's home purchase, and she did an outstanding job! From start to finish, Elena's communication was top-notch. She kept us informed every step of the way, ensuring there...
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Reply from Elena De Luz
March 10th, 2025 03:46 AM
Thank you so much, Chad! I'm thrilled to hear that your experience was so positive. It was a pleasure working with you and your client, and I'm glad that the communication and updates made the process smooth and enjoyable. Going the extra mile...
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Elena is the most knowledgable Mortgage Lender I have ever met! She has answers for everything in the home purchasing process and even has resources to help get your ready to buy.She truly cares about your dreams and your success and her attention...
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Reply from Elena De Luz
April 29th, 2025 02:18 PM
I'm thrilled to hear about your wonderful experience with my services. It was a pleasure to assist you in the home purchasing process and weighing in your options. Your kind words and appreciation for my commitment mean a lot. Thank you for...
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I had the pleasure of working with Elena on a recent transaction, and her professionalism was truly outstanding. She excelled in educating and communicating with our mutual client, ensuring he fully understood and maximized his VA loan benefits....
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Reply from Elena De Luz
July 28th, 2025 07:40 PM
Amy, thank you so much for your kind words and the fantastic review. I'm thrilled to hear that you appreciated my proactive approach and dedication to education throughout our transaction. My top priority is to ensure that my clients and partners...
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Elena and her team made this process a breeze. This being my first time, Elena was super helpful and would explain everything thoroughly. She was also always available and adapted to my busy schedule. Thanks again Elena!
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Reply from Elena De Luz
July 28th, 2025 07:40 PM
I'm thrilled to hear that you had such a positive experience, Sergio! It was truly a pleasure to assist you during your first home purchase. Ensuring that you felt comfortable and understood each step of the process was my top priority. And...
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It was a pleasure to work with Elena on this transaction. I was the listing agent and it was so refreshing to have the Loan Officer keep me in the loop, and know exactly where the Buyers file stood at all times to avoid any delays at closing....
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Reply from Elena De Luz
July 28th, 2025 07:40 PM
I'm thrilled to hear that you had a positive experience working with me, Cristina. Your feedback means a lot, especially coming from a professional in the real estate world such as yourself. I always strive to keep all parties involved as informed...
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Elena is professional and on top of our loan. We had a tricky situation with a short sale purchase. She guided us thru it
Reply from Elena De Luz
July 28th, 2025 07:40 PM
I'm so glad to hear that you felt supported during your loan process, Omar. Navigating a short sale purchase can indeed be tricky, but it's my job to ensure you're well-informed and confident every step of the way. It was a pleasure assisting...
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Elena made the home buying process so easy for us! This was my son's first home purchase. At the age of 18, there was a lot that he didn't know and even though I could explain some of it to him, it was much more professional coming from Elena....
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Reply from Elena De Luz
July 28th, 2025 07:40 PM
Thank you Farrah-Marie for entrusting me with the financing of your son's new home. It has been an honor to assist you in this significant milestone. Your unwavering support for Koa is truly inspiring. This home purchase marks an important...
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About
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I work closely with clients to find loan solutions that fit their unique needs and goals.
Whether you're a first-time homebuyer, refinancing your current mortgage, ready to retire, or exploring investment opportunities, I’m here to guide you every step of the way. My goal is to make the lending process smooth, stress-free, and successful—because your financial future deserves expert care.
I invite you to share your experience working with me! Your feedback helps others feel confident in choosing a trusted partner for their lending journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Divorce Mortgage Specialist
Reverse Mortgage Specialist
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Education
- University of Hawaii at HiloBachelor of Business Administration (BBA)

Positions
- Barrett Financial Group - Senior Loan OriginatorJul 22nd, 2025 - Current
Memberships
- Chandler Chamber of Commerce Ambassador
- Be Kind Foundation Board Member & Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Licenses
- NMLS: 1180152