Elena De Luz - Barrett Financial
Senior Loan Officer
University of Hawaii at Hilo
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I w...... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Elena made our refinance so much easier than I expected. She was thorough and always communicated updates with us right away. We never felt lost in the process and always knew what to expect next. She made us feel important! Thank you for all...
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Reply from Elena De Luz - Barrett Financial
May 20th, 2026 09:35 PM
I'm pleased to hear that your refinance experience was made easier, Katherine. Keeping you well-informed and ensuring you felt valued throughout the process is something I strive for. Thank you for your kind words and for trusting me to assist...
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As a first-time homebuyer, I had lots of questions throughout the entire process, but Elena made everything very understandable with her quick responses and clear explanations. She was always patient, knowledgeable, and made me feel confident...
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Reply from Elena De Luz - Barrett Financial
May 5th, 2026 08:07 PM
I'm grateful for your kind words, Chris. It's appreciated to know that I could help make your first homebuying experience smooth and understandable. I'm pleased that my explanations and responses helped you feel confident throughout the process....
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Elena De Luz competency, consistency, and compassion illustrated through my entire home buying process was incredible! Many times a mortgage banker or broker are simply transactional; however, Elena was not only professional during this process...
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Reply from Elena De Luz - Barrett Financial
April 9th, 2026 09:00 PM
I'm grateful for your wonderful feedback, Tamara. Knowing that my approach stood out during your home buying journey is truly meaningful to me. I always aim to offer both professionalism and a personal touch, so it's great to hear this resonated...
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Elena handled our transaction beautifully. She was always professional and friendly. She kept us up to date consistently. It is a pleasure to work with her.
Reply from Elena De Luz - Barrett Financial
April 7th, 2026 11:57 PM
Dina, I'm pleased to know that you felt the transaction was handled smoothly and professionally. Ensuring consistent communication and maintaining a friendly approach are priorities in my work. Thank you for your kind words, and it was truly...
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As a first time home buyer, Elena explained absolutely everything, and walked us through each step. Her attention to the necessary details gave us the confidence to know she had us covered. Thanks, Elena!!
Reply from Elena De Luz - Barrett Financial
March 12th, 2026 12:20 AM
Adam, it truly means a lot to hear that you felt confident and well‑guided as a first‑time homebuyer. Making the process clear and comfortable is a top priority for me, and I’m grateful for your trust. Thank you for sharing your experience—I'm...
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Elena was a pleasure to work with. Answered all my questions making the process very smooth. She checked in frequently to make sure I understood every step of the process. Thank you so much for helping us purchase our new home! Would highly...
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Reply from Elena De Luz - Barrett Financial
January 7th, 2026 08:44 PM
Thank you so much for your kind words! It was truly a pleasure working with you and helping you through the home-buying process. I'm so glad I could make everything smooth and clear for you. Congratulations on your new home - I hope it brings...
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Elena was very knowledgeable and kept us well informed throughout the entire process . Our goal for refinancing was important to her . She is very good at what she does . It was a pleasure doing business with her again !
Reply from Elena De Luz - Barrett Financial
January 6th, 2026 09:10 PM
Lydia, I'm so glad to hear you felt informed and supported throughout your refinancing process. Making sure your goals are understood and everything goes smoothly is always my priority. Thank you for trusting me again - I truly appreciate the...
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Elena was amazing! She answered all of our questions promptly and with a wealth of knowledge. As a first time homebuyer, she made us feel like we were taken care of. I look forward to working with her in the future and would recommend her to...
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Reply from Elena De Luz - Barrett Financial
December 18th, 2025 04:23 PM
Wyatt, I'm so glad to hear you felt supported through your first time home-buying experience! It was my pleasure to make things clear and comfortable for you along the way. Your recommendation truly means a lot. I'm here for you long after...
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Elena is an awesome Mortgage professional. She works not only to find you the best options for your mortgage, but she genuinely cares about her clients... it's not a one and done transaction for her, it's a lifetime relationship. Whether you're...
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Reply from Elena De Luz - Barrett Financial
December 18th, 2025 04:26 PM
Chad, thank you so much for your kind words! I'm thrilled to know you feel confident in the guidance and care I provide when exploring mortgage options. Building trust and lasting relationships is truly at the heart of what I do. I'm here to...
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Elena was great!!! I trusted her with my referral and she was able to walk the buyer through ALL of their questions. As a first time home buyer she took extra care and time with them to make sure they fully understood everything. She was there...
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Reply from Elena De Luz - Barrett Financial
December 17th, 2025 11:37 PM
Tyson, I'm so glad to hear that you and your referral had a great experience! Helping first-time homebuyers feel confident and informed is something I truly care about. I make it a priority to be there for the important steps - like the signing...
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About
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I work closely with clients to find loan solutions that fit their unique needs and goals.
Whether you're a first-time homebuyer, refinancing your current mortgage, ready to retire, or exploring investment opportunities, I’m here to guide you every step of the way. My goal is to make the lending process smooth, stress-free, and successful—because your financial future deserves expert care.
I invite you to share your experience working with me! Your feedback helps others feel confident in choosing a trusted partner for their lending journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Divorce Mortgage Specialist
Reverse Mortgage Specialist
Search Rank ScoreLearn More →
395
/850
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Education
- University of Hawaii at HiloBachelor of Business Administration (BBA)
Positions
- Barrett Financial Group - Senior Loan OriginatorJul 22nd, 2025 - Current
Memberships
- Chandler Chamber of Commerce Ambassador
Addresses and Serving Areas
Year Started
1992
Licenses
- NMLS: 1180152