Elena De Luz - Barrett Financial
Senior Loan Officer
University of Hawaii at Hilo
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I w... Show More
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Business Hours
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8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Elena was a pleasure to work with. Answered all my questions making the process very smooth. She checked in frequently to make sure I understood every step of the process. Thank you so much for helping us purchase our new home! Would highly...
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Reply from Elena De Luz - Barrett Financial
January 7th, 2026 08:44 PM
Thank you so much for your kind words! It was truly a pleasure working with you and helping you through the home-buying process. I'm so glad I could make everything smooth and clear for you. Congratulations on your new home - I hope it brings...
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Elena was very knowledgeable and kept us well informed throughout the entire process . Our goal for refinancing was important to her . She is very good at what she does . It was a pleasure doing business with her again !
Reply from Elena De Luz - Barrett Financial
January 6th, 2026 09:10 PM
Lydia, I'm so glad to hear you felt informed and supported throughout your refinancing process. Making sure your goals are understood and everything goes smoothly is always my priority. Thank you for trusting me again - I truly appreciate the...
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Elena was amazing! She answered all of our questions promptly and with a wealth of knowledge. As a first time homebuyer, she made us feel like we were taken care of. I look forward to working with her in the future and would recommend her to...
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Reply from Elena De Luz - Barrett Financial
December 18th, 2025 04:23 PM
Wyatt, I'm so glad to hear you felt supported through your first time home-buying experience! It was my pleasure to make things clear and comfortable for you along the way. Your recommendation truly means a lot. I'm here for you long after...
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Elena is an awesome Mortgage professional. She works not only to find you the best options for your mortgage, but she genuinely cares about her clients... it's not a one and done transaction for her, it's a lifetime relationship. Whether you're...
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Reply from Elena De Luz - Barrett Financial
December 18th, 2025 04:26 PM
Chad, thank you so much for your kind words! I'm thrilled to know you feel confident in the guidance and care I provide when exploring mortgage options. Building trust and lasting relationships is truly at the heart of what I do. I'm here to...
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Elena was great!!! I trusted her with my referral and she was able to walk the buyer through ALL of their questions. As a first time home buyer she took extra care and time with them to make sure they fully understood everything. She was there...
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Reply from Elena De Luz - Barrett Financial
December 17th, 2025 11:37 PM
Tyson, I'm so glad to hear that you and your referral had a great experience! Helping first-time homebuyers feel confident and informed is something I truly care about. I make it a priority to be there for the important steps - like the signing...
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Working with Elena was truly one of the best parts of our homebuying journey. From the very beginning, she made us feel confident, supported, and genuinely cared for. As first-time homebuyers, we had a lot of questions and nerves, and Elena...
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Reply from Elena De Luz - Barrett Financial
December 17th, 2025 09:58 PM
Kaelyn, thank you for sharing your experience. I'm pleased to know that I could support you throughout your homebuying journey and help make it a positive one. It's important to me that first-time buyers feel confident and understood, so it's...
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Once again, Elena made the entire loan process a seamless one for our clients. Whenever Elena is involved in our transaction we and our buyers can sleep better knowing she will have a firm grip on every detail from start to finish, ensuring...
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Reply from Elena De Luz - Barrett Financial
October 28th, 2025 02:36 PM
I'm pleased to hear that the loan process was smooth and worry-free for both you and your clients, Don. Attending the signing was important to me, as I believe in being present for critical moments in the transaction. Your trust and confidence...
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Elena was amazing to work with! She was personable, communicative and professional. She was super helpful and thoroughly explained each part of the process. I would highly recommend her to anyone I know looking to purchase a home
Reply from Elena De Luz
October 28th, 2025 02:38 PM
It's great to know you had a positive experience working with me, Rikki. Being personable and clear in communication is important to me, so I'm pleased to hear it resonated with you. Thank you for your kind recommendation and for choosing me...
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Elena was an absolute pleasure to work with and really sets the bar for service. In the 20 years I've been in real estate I've experienced all types of lenders and she is someone I can't wait to work with again!
Reply from Elena De Luz - Barrett Financial
October 1st, 2025 02:49 AM
It's wonderful to hear that your experience was so positive, Jennifer. I always aim to provide a high standard of service and it's rewarding to know that I'm meeting those expectations. I'm grateful for your kind words and look forward to the...
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Elena is incredibly kind and very skilled at her job. She helped my husband and I get approved for a loan to buy our first house. As first time home buyers, we were not sure what steps to take and we had many questions. Elena was extremely...
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Reply from Elena De Luz
July 30th, 2025 08:43 PM
Thank you so much for your kind words! It was truly an honor to be part of such a special milestone in your lives. Buying your first home is a big step, and I'm so glad I could help make the process feel smooth and less overwhelming. You both...
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About
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I work closely with clients to find loan solutions that fit their unique needs and goals.
Whether you're a first-time homebuyer, refinancing your current mortgage, ready to retire, or exploring investment opportunities, I’m here to guide you every step of the way. My goal is to make the lending process smooth, stress-free, and successful—because your financial future deserves expert care.
I invite you to share your experience working with me! Your feedback helps others feel confident in choosing a trusted partner for their lending journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Divorce Mortgage Specialist
Reverse Mortgage Specialist
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Education
- University of Hawaii at HiloBachelor of Business Administration (BBA)
Positions
- Barrett Financial Group - Senior Loan OriginatorJul 22nd, 2025 - Current
Memberships
- Chandler Chamber of Commerce Ambassador
- Be Kind Foundation Board Member & Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Licenses
- NMLS: 1180152