EJ Ward
Branch Manager
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
EJ went beyond expectations during this transaction
Reply from EJ Ward
May 12th, 2025 12:32 PM
I'm thrilled to hear that I could exceed your expectations during the transaction, Sandra. It was a pleasure working with you at Waterstone Mortgage. If you need any further assistance, please don't hesitate to reach out.
First time buyer nice experience I really enjoyed the experience thank you so much EJ
Reply from EJ Ward
May 9th, 2025 03:29 PM
I'm thrilled to hear that your first-time buying experience was enjoyable. Thank you, Sandra, for your kind words. It was a pleasure assisting you throughout the process.
EJ helped me navigate what I felt was an impossible situation. He worked with me through weekends and after hours. He made sure every deadline was met and answered all of my questions.
Reply from EJ Ward
April 29th, 2025 03:47 PM
I'm thrilled to hear that I was able to assist you through your challenging situation. Working with you, even during weekends and after hours, was my pleasure. I'm glad we could meet all the deadlines and address your questions effectively....
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EJ + the Waterstone team were great to work with. They understood my needs and helped to make the process easy!
Reply from EJ Ward
May 19th, 2025 03:23 PM
Thanks Mike, I hope you are enjoying your new home!
If you are looking for a Mortgage Professional that will work closely with you and get assist you in getting the Loan you need at a rate you can afford contact EJ!!!
EJ was awesome! Has been so helpful every step of the way. Thank you for all you have done for us. We are so lucky to have you!
EJ was great to work with. My wife and I viewed a house and like it without a pre approval. EJ moved quick to get us approved and put in an offer on the house. The remaining process was smooth and EJ worked with us the whole way, explaining...
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EJ was great to work with. My wife and I viewed a house and like it without a pre approval. EJ moved quick to get us approved and put in an offer on the house. The remaining process was smooth and EJ worked with us the whole way, explaining...
read more
Being a first time buyer, EJ helped me find the right a loan and guided me through the process. It was pleasure working with him and would definitely refer him to friends and family
EJ is a wizard
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About
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he enjoys spending time with his wife and four children in Cape May County, New Jersey, as well as running, fitness, beach trips, and traveling.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1001128
Awards
Disclaimer
Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Maryland Mortgage Lender License #186434.Massachusetts Mortgage Broker License #MC186434.Massachusetts Mortgage Lender License #MC186434.Rhode Island Lender Branch Certificate #20173404LL B02.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530.West Virginia Mortgage Lender Branch License #MLB-2360530.West Virignia Mortgage Broker Branch License #MBB-2360530.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions