

EJ Ward
Branch Manager

With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
This was my first home buying experience, but I can't imagine a better loan officer than E.J. Ward he was very amazing and informative, He taught me a lot about the home buying experience and he helped me every step of the way and helped me...
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Hello I met E.J. about three (3) months ago. We were in the process of moving back to NJ. The housing market was horrendous. As quick as we saw something it was gone and, on top of that I did not think I would qualify for a home because I am...
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EJ is a Rockstar when it comes to guiding his clients through the mortgage process. He goes above and beyond to assist you in anyway that he can.
EJ is a Rockstar when it comes to guiding his clients through the mortgage process. He goes above and beyond to assist you in anyway that he can.
EJ and his team were great to work with. As a first time home buyer I was very nervous, but they went above and beyond to answer my questions and made sure I was educated and understood every step of the process. Highly recommend!
Reply from EJ Ward
May 24th, 2023 07:16 PM
Daulton you were such a pleasure to work with and I am glad we could talk through the entire home buying process to help calm down the nervousness. Congrats again on your new home!
EJ Ward has handled several refis over the years for us and is a great guy and makes the whole process so much easier. I will refer him to anyone I know needing a mortgage loan
EJ was a big help in making my entire home buying process go smooth, he's really knowledgeable & helped get me a great rate. He also save me a lot at closing, I couldn't be happier!
EJ was fantastic! We were competing against 6 other offers and had to act quickly. From the beginning, EJ and his team were extremely responsive and ensured we had what we needed to secure our dream property. He knows his stuff and is committed...
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Very knowledgeable and committed to his clients
Reply from EJ Ward at Waterstone Mortgage NMLS...
August 18th, 2022 03:02 AM
Thank you for your kind recommendation, Jane! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
EJ was extremely knowledgeable about the re-finance process. He explained all of the many options slowly and clearly. He would answer all of my questions, even if he had already answered them! It was a low pressure, smooth process. I would...
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About
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he enjoys spending time with his wife and four children in Cape May County, New Jersey, as well as running, fitness, beach trips, and traveling.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1001128
Awards
Disclaimer
Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Maryland Mortgage Lender License #186434.Massachusetts Mortgage Broker License #MC186434.Massachusetts Mortgage Lender License #MC186434.Rhode Island Lender Branch Certificate #20173404LL B02.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530.West Virginia Mortgage Lender Branch License #MLB-2360530.West Virignia Mortgage Broker Branch License #MBB-2360530.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions