EJ Ward
Branch Manager
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
EJ took texts and calls at any time and was helpful throughout the entire process.
Reply from EJ Ward
July 24th, 2026 02:11 PM
I'm glad to hear that I could be helpful to you throughout the entire process, Kyle. Thank you for acknowledging the support and communication. If there's anything else you need, please don't hesitate to reach out.
Top-notch customer service makes EJ Ward my go-to mortgage advisor.
Reply from EJ Ward
July 23rd, 2026 05:59 PM
Thank you, Natasha, for considering me your go-to mortgage advisor. I'm grateful for your kind words about the customer service you received. If there's anything more I can do for you, please feel free to reach out.
We had an outstanding experience working with EJ! From the very beginning, he was incredibly knowledgeable, responsive, and always available to answer our questions. He made what can often be a stressful process feel so simple and straightforward,...
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Reply from EJ Ward
July 13th, 2026 04:53 PM
Thank you so much for your generous feedback, Syed. I'm glad to hear that your experience was positive and that I could assist in making the process smooth and efficient for you. It's wonderful to know that you felt supported and well-informed...
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Great experience!! EJ and Tanya were wonderful To work with !!
Reply from EJ Ward
May 27th, 2026 01:39 PM
Thank you, Brooke, for sharing your great experience. I'm pleased to know that working with Tanya and me was appreciated for you. If there's anything more we can assist with, feel free to reach out.
The closing was moved up and EJ and his team made it happen in one day.
Reply from EJ Ward
April 29th, 2026 02:26 PM
I'm pleased to hear that we were able to accommodate the schedule change for your closing, Kevin. Thank you for sharing your experience, and if there's anything else you need, please let me know.
very professional, very knowledgeable and easy to work with. EJ's attention to detail was first class.
Reply from EJ Ward
April 14th, 2026 06:24 PM
Thank you for your kind words, Paul. I'm happy to hear that you found my professionalism and attention to detail to be of high quality. If you ever have any more questions or need assistance, feel free to reach out.
Smooth process and very accommodating
Reply from EJ Ward
April 14th, 2026 05:27 PM
I'm glad to hear that you found the process smooth and accommodating, Shelby. Thank you for your kind words, and if you ever need further assistance, I'm here to help.
They promised and dilivered!!!! Did a fantastic job getting an approval
Reply from EJ Ward
April 14th, 2026 03:33 PM
I'm glad to hear you were pleased with the approval process, Daniel. Thank you for sharing your experience, and I'm here if you need any further assistance.
Loan application from start to finish went very smooth. Thank you EJ!
Reply from EJ Ward
April 14th, 2026 01:48 PM
I'm pleased to hear that your loan application process went smoothly, Jacqueline. Thank you for your kind words. If you need any further assistance, please don't hesitate to reach out.
EJ and his team made our home buying experience a wonderful one!
Reply from EJ Ward
April 13th, 2026 07:10 PM
I'm happy to hear that you had an appreciated home buying experience with my team and me, Valerie. We strive to make the process as smooth and enjoyable as possible. If there's anything more we can do for you, please let me know.
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About
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he enjoys spending time with his wife and four children in Cape May County, New Jersey, as well as running, fitness, beach trips, and traveling.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1001128
Awards
Disclaimer
Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Maryland Mortgage Lender License #186434.Massachusetts Mortgage Broker License #MC186434.Massachusetts Mortgage Lender License #MC186434.Rhode Island Lender Branch Certificate #20173404LL B02.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530.West Virginia Mortgage Lender Branch License #MLB-2360530.West Virignia Mortgage Broker Branch License #MBB-2360530.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions