EJ Ward
Branch Manager
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Smooth process and very accommodating
Reply from EJ Ward
April 14th, 2026 05:27 PM
I'm glad to hear that you found the process smooth and accommodating, Shelby. Thank you for your kind words, and if you ever need further assistance, I'm here to help.
They promised and dilivered!!!! Did a fantastic job getting an approval
Reply from EJ Ward
April 14th, 2026 03:33 PM
I'm glad to hear you were pleased with the approval process, Daniel. Thank you for sharing your experience, and I'm here if you need any further assistance.
Loan application from start to finish went very smooth. Thank you EJ!
Reply from EJ Ward
April 14th, 2026 01:48 PM
I'm pleased to hear that your loan application process went smoothly, Jacqueline. Thank you for your kind words. If you need any further assistance, please don't hesitate to reach out.
EJ and his team made our home buying experience a wonderful one!
Reply from EJ Ward
April 13th, 2026 07:10 PM
I'm happy to hear that you had an appreciated home buying experience with my team and me, Valerie. We strive to make the process as smooth and enjoyable as possible. If there's anything more we can do for you, please let me know.
EJ is the best! He addressed every concern that we had, no matter how ridiculous our request was. He was able to sense our level of concern when we communicated electronically and would take time to call us to reassure us throughout the process....
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Reply from EJ Ward
April 8th, 2026 03:29 PM
I'm grateful for your kind words, Daniel. Addressing every concern and providing reassurance through communication is something I strive to do for each of my clients. It's important to me that you felt understood and supported throughout the...
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EJ wiked so hard to get us a great interest rate - we are so lucky to have worked with him!
Reply from EJ Ward
March 8th, 2026 08:07 PM
Thank You Amy, Happy we were able to structure the perfect loan for you. Congrats on your first investment property!
EJ was amazing at working with us to meet our specific loan needs at every step of the process. EJ was extremely knowledgeable and capable of answering any questions we had about our loan while also working with all parties involved to insure...
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Reply from EJ Ward
March 8th, 2026 08:06 PM
Thank You Tim, It was great working with you. Thanks for trusting me to design the perfect loan to fit your needs and congrats on the first investment property of your portfolio!
Personal hands on service Went over different options that would best suit my needs and goals
Reply from EJ Ward
March 8th, 2026 08:04 PM
Thank You, it was my pleasure working with you.
Everything went smoothly
Reply from EJ Ward
February 24th, 2026 09:05 PM
I'm glad to hear things went smoothly, Adam. It's always my goal to make the process as seamless as possible for my clients. Should you have any further questions or need assistance in the future, please feel free to reach out.
Excellent customer service
Reply from EJ Ward
December 22nd, 2025 04:23 PM
Thank you for the positive feedback, Gina. I'm pleased to hear that your experience with my customer service met your expectations. If there's anything else you need or any questions you might have, please don't hesitate to contact me.
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About
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he enjoys spending time with his wife and four children in Cape May County, New Jersey, as well as running, fitness, beach trips, and traveling.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1001128
Awards
Disclaimer
Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Maryland Mortgage Lender License #186434.Massachusetts Mortgage Broker License #MC186434.Massachusetts Mortgage Lender License #MC186434.Rhode Island Lender Branch Certificate #20173404LL B02.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530.West Virginia Mortgage Lender Branch License #MLB-2360530.West Virignia Mortgage Broker Branch License #MBB-2360530.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions