EJ Ward
Branch Manager
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
I felt truly appreciated and valued. I was treated with so much respect and I love how much consideration and effort they put in to helping me accomplishing my goal of becoming a homeowner. They were there %100 percent there for me in every...
read more
Reply from EJ Ward
November 26th, 2025 02:15 PM
It means a lot to hear how valued and respected you felt throughout the process, Linda. Supporting you every step of the way in achieving your goal of homeownership is something I take to heart. If you ever need further assistance or have questions...
read more
Great communication explain everything how I could understand really nice man.
Reply from EJ Ward
November 3rd, 2025 07:19 PM
It's wonderful to hear that you found the communication clear and helpful, Randi. I strive to ensure everything is explained in an understandable way. If you have any more questions or need further assistance in the future, don't hesitate to...
read more
everything was done in a timely manner and ther few Hiccups we had with our banking paperwork was taken care of quickly by EJ and Brandon. thanks for the smooth home buying experience.
Reply from EJ Ward
October 14th, 2025 06:37 PM
I appreciate your feedback, Maurice. I'm glad that we could address the hiccups with your paperwork promptly and help ensure a smooth home buying experience. If you have any more questions or need further assistance in the future, feel free...
read more
From start to finish everything went great !! Everything was explained in detail, all deadlines were met and our closing took place on time as we'd hoped... thanks so much !!!
Reply from EJ Ward
October 13th, 2025 04:53 PM
I'm pleased to know that everything went smoothly from beginning to end, Diane. Ensuring clear communication and meeting deadlines is important to me, so I'm glad it matched your expectations. If you have any more questions or need assistance...
read more
Customer service was great. What's a bit difficult to judge is the rate itself.
Reply from EJ Ward
September 1st, 2025 01:31 PM
Thank you for the feedback, Keith. I'm glad to know you found the customer service satisfying. I understand that evaluating rates can be a bit challenging. If you have any questions or need further clarification on the rates, please feel free...
read more
EJ did everything possible to get me pre-approved for a home I wanted and made the financial aspect of the process stress free.
Reply from EJ Ward
August 20th, 2025 02:33 PM
I'm really happy to hear that I could help make the pre-approval and financial aspects stress-free for you, Jennifer. It was my pleasure to assist in getting you closer to the home you wanted. If you have any further questions or need more...
read more
EJ was very prompt with replies to questions and took care of what was asked of him
Reply from EJ Ward
August 16th, 2025 01:33 PM
I'm glad to hear that you appreciated the promptness and care in responding to your questions, Kelly. It was a pleasure assisting you, and I'm here if you have any more questions or need further assistance in the future.
Ej was great and bery informativ.
Reply from EJ Ward
July 5th, 2025 04:28 PM
I'm glad to hear that you found the information provided helpful, Xavier. It was a pleasure assisting you throughout the process. If you have any more questions or need further assistance, please don't hesitate to reach out.
personal service, the kindness, professionalism, and the response time, all added up to a very enjoyable experience!
Reply from EJ Ward
June 23rd, 2025 08:19 PM
I'm thrilled to hear that you had an enjoyable experience with the personal service, kindness, professionalism, and prompt responses. It was a pleasure assisting you, and I appreciate your positive feedback.
EJ was very helpful and responsive. He made sure everything went through on time and stuck to everything he promise.
Reply from EJ Ward
May 19th, 2025 03:22 PM
Thank You David, Welcome to OC, NJ!
21–30 of 306
About
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he enjoys spending time with his wife and four children in Cape May County, New Jersey, as well as running, fitness, beach trips, and traveling.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1001128
Awards
Disclaimer
Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Maryland Mortgage Lender License #186434.Massachusetts Mortgage Broker License #MC186434.Massachusetts Mortgage Lender License #MC186434.Rhode Island Lender Branch Certificate #20173404LL B02.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530.West Virginia Mortgage Lender Branch License #MLB-2360530.West Virignia Mortgage Broker Branch License #MBB-2360530.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions