Edgar Ibarra
Loan Officer | NMLS# 261963
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Reviews from Web
As always gets the job done ad everyone is happy that it went smoothly and everyone is happy happy
Edgar a d his team were response and available to answer questions and explanations about the process.
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Hey was very helpful in every aspect of our purchase of our home.Made himself available at all times to respond to the littlest of questions.Bottom line is he is the best out there and his work ethic shows. Thank you Edgar again for helping...
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The professional patience, and time that was taken on their part to not only explain each step, but to make sure that I was clear, and understood the process.I am already telling friends, and family, in so. Cal. Through no. Cal. about my experience...
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Thanks again team
First time buyer my experience was great Edgar Barra It’s very informative for myself and my husband with questions that we had thank you and we appreciate your service
I have used other lending companies in the past but Edgar and his team have gone above and beyond the call of duty. Edgar is incredibly knowledgeable and easy to talk to. I have known Edgar for a few years now. I currently have a loan through...
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Edgar kept us in the loop though the entire loan process.
I was referred to Steve by a friend He is a true asset to your company Gives advise and is empathetic to clients needs He does deserve a bonus, as this is my 3rd refi with him Other companies promised a better deal, however because of the trust...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.