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Lower - Valencia, CA, Valencia, CA
Valencia, CA
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Edgar is the best lender I have ever worked with, Edgar and team are amazing, prompt, courteous, and efficient.
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Edgar and his team were amazing to work with, they are prompt, curtious and efficent, if you want to close on your home, call Edgar and his team. - Rosa.
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Services provided were timely and helpful.
Reply from Claudia Diaz
July 31st, 2026 08:20 PM
Thank you
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Claudia and her team have been very proficient and have answered any questions we had! It has been a real pleasure working with her and I hope we can still continue to work with her.
Reply from Claudia Diaz
July 30th, 2026 08:48 PM
Thank you, Lorena! I'm grateful for your kind feedback and pleased to hear that you found my team helpful. It has been a pleasure working with you as well.
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Professional and courteous and they will keep you updated on the whole process.
Reply from Owner
July 30th, 2026 08:48 PM
Thank you
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Claudia, very communicative and kept me up-to-date and clear with the whole process. Her great professionalism just makes things so much easier.
TTTTThank
Reply from Claudia Diaz
July 27th, 2026 11:33 PM
Thank you, Gabriel. I appreciate your kind words. I'm glad to hear that I could make the process easier for you. If you need any further assistance, please feel free to reach out.
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EDGAR AND HIS TEAM WERE EXCELLENT TO WORK WITH. ANSWERED EVERY QUESTION AND HELPED US NAVIGATE THROUGH THIS HOME PURCHASE FLAWLESSLY. HE WAS THERE ON QUESTIONS THAT DIDN'T EVEN PERTAIN TO HIS SIDE OF THE TRANSACTION. THANK YOU SO MUCH EDGAR
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EDGAR WAS VERY KNOWLEDGABLE AND DELIVERED AS ADVERTISED. JIMMY STEEDMAN
Reply from Edgar Ibarra
August 3rd, 2026 05:05 PM
James, I'm glad to hear that you found my knowledge and service to be as expected. If you have any more questions or need further assistance, please feel free to reach out.
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From the pre-quote process up to final processing, Edgar gave great and constant communication along every step of the way. Every question that I had was answered in a timely manner with an abundant amount of information that allowed a better...
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Reply from Edgar Ibarra
July 24th, 2026 01:29 PM
Ryan, I'm grateful for your kind words and recommendation. It's nice to hear that the communication and information provided made the process smoother for you. If you have any more questions or need further assistance, please feel free to reach...
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Edgar & his team were awesome and very helpful.
Reply from Edgar Ibarra
July 14th, 2026 03:01 PM
Steven, I appreciate your kind words about my team and me. I'm glad to know that you found our assistance helpful. If there's anything else you need, feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.