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Lower - Valencia, CA, Valencia, CA
Valencia, CA
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Edgar & his team were awesome and very helpful.
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Edgar Ibarra has received a review with 5 star rating from Natalie M
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the Process was smooth and efficient, was helped all the way through. Any questions I had they were there to help.
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Claudia Diaz has received a review with 5 star rating from NY B
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Very informative and patient with us. Walked us through every step of the way. Being first time homebuyers we had so many questions and Claudia broke down every answer. Thank you for an amazing experience
Reply from Claudia Diaz
July 5th, 2026 06:27 PM
I'm grateful for your kind words, Jasmin. It's good to know that I could provide the information and support you needed as first-time homebuyers. If you have any more questions in the future, please feel free to reach out.
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Everything was so smooth and rapid
Reply from Edgar Ibarra
July 13th, 2026 01:56 PM
I'm glad to hear that everything went smoothly and quickly for you, Jose. If you have any more feedback or need assistance, feel free to let me know.
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Edgar Ibarra has received a review with 5 star rating from Vanessa C
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Edgar and his team are amazing, they went above and beyond to help us get the property that we liked. I am very grateful for everything that he did and to make my dream a reality, to becoming a first time home buyer.
Reply from Edgar Ibarra
July 13th, 2026 03:20 PM
Vanessa, I appreciate your kind words and am glad to hear that you felt supported in becoming a first-time homebuyer. It's great to know that we could help make your dream a reality. If you ever need anything else, please don't hesitate to...
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Claudia Diaz has received a review with 5 star rating from Marco V
Reply from Owner
July 5th, 2026 06:27 PM
Thank you for the perfect rating, Marco! I appreciate your support and am glad to know you had a positive experience. If there's anything more I can do for you, please feel free to reach out.
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they treat you like family not just customers
Reply from Claudia Diaz
July 3rd, 2026 04:45 PM
Thank you, Marco! I'm very happy to hear that you felt like family while working with me. Creating a welcoming and supportive environment in the homebuying process is important to me, and I'm grateful for your kind words.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.
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