

Edgar Ibarra
Loan Officer | NMLS# 261963

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The process is long, difficult, and leaves you feeling raw and spent. But Edgar and the team are there to support you every step of the way!
Edgar and his team were very professional and made the process as painless as possible. they are very friendly and always available for any questions you may have.
Professional service, helpful advice, quick and on time service , always available and responsive to every single email with clear explanations to our questions .
Very thorough in his explanation and provided excellent communication throughout the process.
Edgar is great! He is available for any questions or concerns any day of the week , at any time. I was a first time home buyer and he made the transaction SO easy and smooth for me!
Edgar and his entire team were amazing. Very service oriented!
We wanted to refinance our home and we had a friend that highly referred us to Edgar. We called him and he immediately got the ball rolling and got a checklist for us to complete. He was very professional and prompt. He answered all of our...
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Edgar was always available for us when we had a question and we had many. He explained everything to us in a way we could easily understand and made this whole process extremely smooth and trouble free.
Edgar is on top of the transaction always answer the phone , a lender that you trust
everything with Edgar Ibarra was great. Thank you Edgar
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.