

Edgar Ibarra
Loan Officer | NMLS# 261963

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Edgar kept his time frames and was excellent at communicating. I highly recommend
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I sincerely appreciate your positive feedback, Farris. Being prompt and maintaining open communication are values I strive to uphold in my service. Your recommendation means a lot to me and the entire PRMG team. Thank you for taking the time...
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Edgar is very professional and was able to deliver excellent customer service to our clients and close escrow in less than 30 days! Thank you for your excellent service and providing the best options for our clients loan. They are very happy...
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Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Nydia, thank you for such a fantastic review and rating. I'm thrilled to hear that I was able to provide excellent service and meet your clients' needs effectively. Helping them secure their dream home in a quick and efficient manner was my...
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Great to work with
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm truly grateful for your kind words and 5-star review, Melissa. It was a pleasure working with you too. Here at PRMG, we always strive to provide the highest level of service to our clients. Thank you for choosing and trusting us. Looking...
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Level of experience and excellent customer services
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm truly grateful for your positive feedback, Wilmer. It's rewarding to know that my experience and commitment to excellent customer service were recognized and appreciated. Your satisfaction is my top priority. Thank you for choosing PRMG....
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Edgar Ibarra and his team are very fast and professional. And we're there with being the whole way through. They made this situation very less stressful on me. Thank you for your professional service and all your friendly and professional advice....
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Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I am truly grateful for your kind words, Alex. It was our pleasure to guide you through this process, and we're glad we could help make it less stressful for you. Your satisfaction is our priority and hearing that you're happy with our service...
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For this being one of the most stressful situations I have ever been through Edgar Ibarra and his team Made this experience one of the most Rememberable life changing time in my life Thank you so much I we tell people about you and your service...
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Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Thanks for reviewing us! We're happy to know that you've had a great experience and look forward to seeing you again soon!
Edgar and his team were so amazing throughout the whole process! Very knowledgeable and helpful every step of the way. I had a lot of questions as a first time buyer and Edgar and his team were patience and very quick to respond to every question....
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Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm truly grateful for your kind words, Laura. My team and I always strive to provide the best service to our clients and seeing your feedback validates our efforts. We fully understand that the home buying process can be daunting especially...
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Knowledgeable and professional, it was great working with you!!
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm genuinely grateful for your kind words, Delia! It was a pleasure working with you as well and I'm happy to hear that you found my services at PRMG knowledgeable and professional. Your positive feedback motivates me to continuously strive...
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Excellent service
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm thrilled to hear that you were pleased with the service, Isaac! Here at PRMG, we strive for excellence and your rating of 4.83 out of 5 stars reflects that. I'm glad I was able to contribute to your positive experience. Should you have...
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Smooth transaction
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm delighted to hear you found the transaction smooth, Kirk. That's what we always strive for at PRMG. Your positive feedback and rating is greatly appreciated. It was my pleasure assisting you and I look forward to servicing your future needs....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.