Edgar Ibarra
Loan Officer | NMLS# 261963
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Edgar was amazing -my son in law was told by 3 different lenders he could not get a loan -I had not used Edgar as a lander , one of my friends told me about Edgar so i decided to give him a try -with in minutes on a Saturday he was calling...
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Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Thanks Joe for the kind words. I appreciate all your support! look forward on working on the next one with you!
I had spoken to 3 lenders before speaking to Edgar and they couldn’t help me. Edgar had me pre approved within 24 hours and before I knew it I was moving into my new dream home. Thank you guys. I will be sending my family and friends to you
Reply from Owner
August 21st, 2024 12:38 AM
Glad it all worked out My friend your home free now !!! Thanks Julio too
I had tried 3 lenders before I spoke to Edgar and none of them could help me. The first time I called him he had me a pre approval letter within 24 hours. They did all the work and before I knew it I was moving into my new home. Thank you guys....
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Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Thank you for your kind words! We're delighted to know that you had a fantastic experience with us. Our team strives to make every visit special, and your review reinforces our commitment to providing outstanding service. We appreciate your...
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It was good, nice and friendly.
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
Edgar and his team did a great job processing and closing an FHA transaction on one of my listings - in record time. Great communication and all conditions in prior to funding. Thanks Edgar!
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm thrilled to hear you had such a positive experience, Diana. It was a pleasure to assist with the FHA transaction on your listing. We always strive to ensure a smooth process and efficient communication for our clients at PRMG. Your feedback...
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As a listing agent it was great to feel that the loan officer had the loan process well in hand. He took care of all emerging conditions prior to funding and was transparent in doing so. Though I did not ever contact him personally I could...
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Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Thank you It was a pleasure working with you . hope to work with you again soon.
they are the best and get to the closing table everytime
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Thanks My Friend!
Very fast always answers his phone thanks pleasure to work with
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Thank you Chris . Lets touch base , i have a business idea for you .
He is very calm, patient, and flexible. He is an awesome person to work with.
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Your positive review of PRMG brought a smile to our faces! We're thrilled that you enjoyed your time with us. Our team works hard to create memorable experiences, and it's incredibly rewarding to receive your kind feedback. Thank you for choosing...
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Edgar is a people’s person and feels that he truly cares for his customers and that is what made it great to work with him.
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Thank you for your review. We're happy to know that we've exceeded your expectations and look forward to continuing to do so!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.