Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne and his team kept us well informed throughout the entire process. They let us know what to expect next and informed us of what exactly was needed from us to make the process as stress free as possible. I'd recommend Dwayne's team to...
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Dwayne kept me well informed and was very professional. I would definitely recommend.
Very involved throughout the entire process. Went above and beyond to get my transactions completed.
The ease Mr Graham made it from the very first step of the loan process to the very last step. He keeps you up to date on the loan process as well as what to expect next, that way one is always informed.
Mr. Graham was pleasant, reassuring, supportive, and knowledgeable. He made the process so very easy. He was confident when I was unsure. I appreciate his professional manner as well as his sense of humor. Thank you Mr. Graham.
Working with Dwayne and is team was a great experience. Ture professionalism from beginning to end. Couldn't have asked for a smoother transaction!
Excellent work! Thank you!
Dwayne is very knowledgeable and helpful. When we believed we couldn't get approved for a house, he made it happen for us!! We are forever grateful for him and all his hard work and availability for us. I cannot thank him enough.
Easy process.
Better communication would have made a huge difference.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.