Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Excellent customer service and politeness.
Dwayne was very helpful and answered my MANY questions without making me feel like I should know. Thanks for a great experience!
Dwayne was right there and accessible every time we needed him, throughout the process. He guided us through the process and made sure we had all of the required documents and signatures to complete the close (no small task!) My wife and I...
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I work for NAF and everyone from start to finish was great!
When i told my friends about Dwayne they were Jealous. keep up the great work
Dwayne and his team were very professional and very informative. They answered all of our questions and responded to all of our emails promptly. If I could I would rate their service 10 stars!
Refinance process went very smooth.
Dwayne and his team were always readily available to answer questions and assist at every point of the refinance process. We were very pleased that the whole thing went so smoothly, and even more pleased to now have such a great, low rate!
I wish I could give Dwayne 100 stars for the level of service he provides. This is our second loan he has closed for us and each time he surpasses our expectations.
Dwayne was great to work with. He handled business at the same time keeping me calm and confident that he was on it. He's very professional and kind.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.