

Dwayne Graham
Branch Manager | NMLS# 243824

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Everyone at New American Funding was pleasant to deal with during my refi process . Everything went smooth and I closed on time.
Dwayne and his team were very helpful and knowledgeable throughout the whole process.
great job
Very professional, and was very instrumental in being able to close.
Dwayne Graham is very pleasant and very wonderfully nice to work with. Since we first was referred to him by our realtor everything went smoothly with our loan. We had a previous company we were using but was not satisfied until we met Dwayne...
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Excellent agent. He goes beyond the call of duty. 10 out of 10.
Dwayne is very knowledgeable about mortgage products and processes. Very responsive!
Dwayne is very knowledgeable and responsive. My only constructive feedback for Dwayne is if he knows things are delayed (even if it is out of his control), update everyone sooner so that we can all plan in advance vs. scrambling at the last...
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Dwayne was awesome! He went the extra mile to keep me informed of what was going on and he was always transparent. He's a man that keeps his cool no matter what the situation is. This gave me a level of comfort and allowed me to trust him and...
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What made the experience great and what was important to me was the communication. Dwayne and his staff keep us posted at all times throughout the transaction. He went above and beyond to make sure my clients made it to the closing table. I...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.