

Dwayne Graham
Branch Manager | NMLS# 243824

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
He is unmatched when it comes to professionalism, style and grace.
Always a great experience with Mr. Graham.
Mr. Graham is the outstanding professional you “deserve” to care for your transaction.
The overall experience was outstanding, I had hurdles many other lenders would have issues with to overcome. Mr Graham was like Montana in the 4th quarter. 5 STARS!
Very pleasant experience .Updates , communication though the whole overall process were great
Dwayne answered all my questions and explained the process thoroughly. He presented us with different options and explained what made one more beneficial to our situation than the others. When new scenarios arose that would be more beneficial...
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The team was professional and patient. I would highly recommend his team for your financial needs
Dwayne was amazing. Anytime we had questions he was there for us. Day and night. Such a pleasure to work with dedicated and professional people.
Dwayne communicated the entire process and was very upfront with everything. He walked us through any questions and even dealt with my 30 emails asking if everything was ok. I was so glad that we were referred to him and look forward to working...
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Dwayne and his team did a fantastic job!! This is the second loan that I have done with him and both have been flawless. Anytime that I had a question or wanted clarification, he was able to clearly explain and/or provide the answer that I...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.