Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Dwayne Graham has received a review with 5 star rating from Chijinma E
Dwayne Graham and his team are PHENOMENAL!!! They were patient and very detailed in answering every question I had (and I had many!!!). They truly helped to make my home buying experience more pleasant. I call them my “Dream Team” because they...
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Everything
Dwayne Graham makes everything great. We are so grateful to be able to work w/Dwayne and his office staff and assistants.
Dwayne is very communicative, diligent, on time, experienced professional, and provides best-in-class level service.
They explained every detail in accordance they were quick on moving with the process on everything they need it to do very please with that group of people excellent service 👍
Dwayne has truly been one of the most professional individuals that I've had the pleasure to work with. As a veteran and first time homebuyer, Dwayne ensured that I fully understood each phase of the process and maintained continuous communication...
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Thank you Dwayne for All that you had begun to do by assisting Michelle and I to move forward with our Home Ownership process. As her husband I had asked her not to respond to your very last and very unprofessional email. I was very offended...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for allowing my team and I to assist you with the purchase of your new home Antheion. I hope that you and your family enjoy it for many years to come.
Prior to this file being open with Dwayne my client was with a different lender. It was going so rough that my client was ready to completely bail on purchasing a home. In a last ditch effort to save the deal I introduced Dwayne to the transaction....
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To have the branch manager berate and belittle me, and copy his team in, was a bit much. I only mentioned once who my employer was and mentioned specifically I was in closing, not that I was a licensed LO/LP, but that I do understand the process....
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you Michelle for allowing my team and I to assist you with the purchase of your new home. I hope that you and your family enjoy it for many years to come
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.