Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne and his team kept me informed all the way through my lending process. They answered any questions and walked me through any action that I might not have understood completely. The whole process was smooth and seemed hassle free.
Mr Graham and his very professional and efficient team!! They made me feel like their only client, if I had a question, no matter how difficult, it was explained in a manner which I understood. They made this experience as easy and pleasant...
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I was referred to the New American Funding team and Mr. Dwayne Graham by my realtor Jermisha Smith. The experience could not have been better from start to finish! Although all communication was via email or phone, the attention and guidance...
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From the beginning the support was awesome! The purchase of a home and applying for a mortgage was my first and the experience and support by the whole team of Mr. Graham was superb! All questions I had were encouraged and was answered in a...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Ms. Lee. Thank you for trusting Jermisha, my team and I to guide you on your home buying Journey. We strive to make things as easy for our clients as possible and I am happy to see that you had a great experience...
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Excellent services
My experience was very unique but everyone in the office was very helpful. I really loved and enjoy working with your team. Dwayne made sure I was in the loop of everything and that was the best part. I’ve already started sharing and referring...
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Dwayne Graham has received a review with 4 star rating from Elizabeth C
He was very patient and explained the process of the refinancing terms to the very end.
Good communication with client and Agent.
Always provided an excellent experience and support. Plus him and his team made me feel appreciated and valued as a customer.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.