

Derek Opina, M.A.
Branch Manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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I feel like I was lucky to get connected with Derek. He was knowledgeable, honest, professional and overall amazing. I feel like anyone who doesn't get their mortgage handled by Derek would be missing out (and possibly crazy LOL).
Derek was amazing to work with. He is very professional and knowledgeable. Everything went smoothly and I was surprised how quickly I received my loan.
Through Derek Opina's advice and through his constant hard work as well as availability 24/7 we managed to hold a firm grip on our financial status. Hope we can work with him soon on any financial matters in the future.
Derek was amazing! He took the time to explain all my options and made sure I understood the process. He went above and beyond what I ever expected. He made everything easy for me and set up everything. I can't wait to work with him again in...
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Full of knowledge and willing to spend the time to talk and work for you. Service even after closing!
Derek was a great guy ,very nice always returned messages. , got answers. One thing which was not his fault, I went in to this loan with interest rate to be 7.+ percent but ended up paying I think 8.99% I think. Not his fault but to me it was...
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Derek was very helpful about anything we needed and always responded to our questions right away.
Derek Was up front about it all and helped me every step of the way with my HELOC. Easy to work with and explains it very well. I would recommend these guys.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Home Loans (Conventional, FHA, VA and USDA)
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1973584
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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