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Derek Opina, M.A. - Branch Manager in Irvine, CA

Derek Opina, M.A.

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Branch Manager

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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    J
    James M
    Posted on February 27th, 2023 10:57 PM
    I feel like I was lucky to get connected with Derek. He was knowledgeable, honest, professional and overall amazing. I feel like anyone who doesn't get their mortgage handled by Derek would be missing out (and possibly crazy LOL).
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    Carolyn C
    Tampa, FL
    Posted on February 27th, 2023 03:35 PM
    Derek was amazing to work with. He is very professional and knowledgeable. Everything went smoothly and I was surprised how quickly I received my loan.
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    D
    Daryoush K
    Rancho Mirage, CA
    Posted on February 24th, 2023 10:35 PM
    Through Derek Opina's advice and through his constant hard work as well as availability 24/7 we managed to hold a firm grip on our financial status. Hope we can work with him soon on any financial matters in the future.
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    K
    Kristin M
    St. Petersburg, FL
    Posted on February 17th, 2023 11:21 PM
    Derek was amazing! He took the time to explain all my options and made sure I understood the process. He went above and beyond what I ever expected. He made everything easy for me and set up everything. I can't wait to work with him again in...
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    C
    Caleb C
    Texas City, TX
    Posted on January 27th, 2023 03:05 PM
    Full of knowledge and willing to spend the time to talk and work for you. Service even after closing!
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    Rhonda S
    Live Oak, FL
    Posted on January 26th, 2023 01:37 PM
    Derek was a great guy ,very nice always returned messages. , got answers. One thing which was not his fault, I went in to this loan with interest rate to be 7.+ percent but ended up paying I think 8.99% I think. Not his fault but to me it was...
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    Amanda R
    Idaho Falls, ID
    Posted on January 26th, 2023 01:36 PM
    Derek was very helpful about anything we needed and always responded to our questions right away.
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    R
    Richard S
    Surprise, AZ
    Posted on January 24th, 2023 05:09 PM
    Derek Was up front about it all and helped me every step of the way with my HELOC. Easy to work with and explains it very well. I would recommend these guys.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Home Loans (Conventional, FHA, VA and USDA)
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1973584
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing