

Derek Opina, M.A.
Branch Manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Derek, has truly been such an amazing loan officer!! I have worked with other people in the past, and the whole process was chaos. Derek has been on top of the process every step of the way. A first class business man who can be trusted. Thank...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Excellent and exceptional service from Mr. Derek Opina from the start to finish. He was pro active in helping us to secure our loan. His company is highly recommended.
Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
It was great working with you. Thanks again for putting your trust in us.
Derik did an excellent job helping me through the process and always made sure I promptly got answers to my question and concerns. Derik made the process pretty easy and it funded faster than any other loan I’ve ever gotten. All this was greatly...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
I really appreciate the feedback and am looking forward to working with you again.
Dear people,I want to share with you the professionalism and great kindness, and skills of Mr. Derek Opina, who’s helped us with buying our new house,I never meet with realtor and lender at same time as Mr. Opina, who is concerned to provide...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
We are so grateful to Derek for making the home -buying process as seamless as possible. As first time homebuyers, buying a home seemed a daunting task. But Derek answered every question, kept us informed every step of the way, and explained...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
It was great working with you. Thanks again for putting your trust in us.
Working with Derek was easy and convenient. He was very informative of our option and made the process go smoothly.
Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Derek and Stepahnie are the best! Not only did they have the best rates they were great to deal with and very effecient. I would definately do business with them again!
Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Derek was with me every step of the way. I recommend him and his team to anyone that needs Mortgage financing.
Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Thank you for being great to work with!
Derek is amazing. I am a first time homebuyer and Derek was patient and took time to explain the process and answer all my questions. He went above and beyond to facilitate all my requests. I could call or text him anytime and he would respond...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Derek and Stephanie were great at explaining the process, the timing, and the expectation. They answered my questions and fought on my behalf when I thought some inquiries were too invasive. Due to my unique situation, I think we all learned...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
I enjoyed working with you. Thanks for the great feedback.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Home Loans (Conventional, FHA, VA and USDA)
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1973584
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing