Derek Opina, M.A.
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Derek at West Capitol was an absolute lifesaver, he was really patient with me and made the whole experience easy and I am positive We got the absolute best deal available.
Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Thank you for being great to work with Andrew!
Mr Opina hands down is one of the best agents I’ve ever had the pleasure of working with on our refinance.. The whole time he stayed in touch on a day by day basis. His costumer service is impressive and impeccable with a lot of compassion...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
It was great working with you. Thanks again for putting your trust in us.
During the whole home buying experience I must say finding a lender was the most stressful step, until I decided to explore my options with Derek Opina with West Capital Lending. I had been interacting with several other lenders before responding...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Mario, it was a pleasure assisting you become a first time homeowner. Congratulations again and thank you for choosing us at West Capital Lending!
I am so happy with the help that I got from Derek Opina of West Capital Lending! He patiently explained the loan process to me and made himself available as much as possible whenever I needed to clarify on some matters. Overall, it was a smooth...
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Derek was progessional, knowledgable and extremely helpful during the entire process. I am grateful to Derek.
Nothing really to add
Working with Derek Opina was an absolute pleasure, from the first call to the house closing. He was always available. He was clear and complete in all communications. Thanks to Derek, everything went smoothly. We were able to secure a great...
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Reply from Derek Opina, M.A.
October 12th, 2026 02:30 PM
I really appreciate the feedback and am looking forward to working with you again.
Derek made the process very coherent when there were so many doubts in the process. Derek truly give me hope on the process. I am living in a better place and I can thank Derek for making it a dream come true. Derek was very professional and...
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Reply from Derek Opina, M.A.
October 9th, 2026 01:08 PM
I really appreciate the feedback and am looking forward to working with you again.
We can’t say enough for the best outstanding service and great assistance for our second home purchase from Derek Opina.He’s very patient, kind and knowledgeable broker, who did all work in time and very professionally.He gave us the best rate...
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Reply from Derek Opina, M.A.
August 5th, 2026 04:25 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Chose this place mainly for the best rate. However, I also chose it because from beginning to end, Derek Opina and Meredith had an unparalleled level of communication the entire process. Derek was never once not available to answer questions,...
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Reply from Derek Opina, M.A.
July 20th, 2026 12:09 PM
I enjoyed working with you. Thanks for the great feedback.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Home Loans (Conventional, FHA, VA and USDA)
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1973584
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing