Derek Opina, M.A.
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Derek at West Capitol was an absolute lifesaver, he was really patient with me and made the whole experience easy and I am positive We got the absolute best deal available.
Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Thank you for being great to work with Andrew!
Mr Opina hands down is one of the best agents I’ve ever had the pleasure of working with on our refinance.. The whole time he stayed in touch on a day by day basis. His costumer service is impressive and impeccable with a lot of compassion...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
It was great working with you. Thanks again for putting your trust in us.
During the whole home buying experience I must say finding a lender was the most stressful step, until I decided to explore my options with Derek Opina with West Capital Lending. I had been interacting with several other lenders before responding...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Mario, it was a pleasure assisting you become a first time homeowner. Congratulations again and thank you for choosing us at West Capital Lending!
Chose this place mainly for the best rate. However, I also chose it because from beginning to end, Derek Opina and Meredith had an unparalleled level of communication the entire process. Derek was never once not available to answer questions,...
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Reply from Derek Opina, M.A.
July 20th, 2026 12:09 PM
I enjoyed working with you. Thanks for the great feedback.
excellent experience, very knowledgeable and kind. A very good time through the process. Great team
Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Derek and his team worked to get our refinance done so quickly! He made the whole process so easy. He was available to answer all our questions and made sure we understood each step of the process. He provided us with the best rate that fit...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Great financial product. Good follow-through. Communications were adequate.
Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
I really appreciate the feedback and am looking forward to working with you again.
Thank you Derek for all your help. The process went very smoothly and quickly.
Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Derek, has truly been such an amazing loan officer!! I have worked with other people in the past, and the whole process was chaos. Derek has been on top of the process every step of the way. A first class business man who can be trusted. Thank...
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Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Excellent and exceptional service from Mr. Derek Opina from the start to finish. He was pro active in helping us to secure our loan. His company is highly recommended.
Reply from Derek Opina, M.A.
June 29th, 2026 07:10 PM
It was great working with you. Thanks again for putting your trust in us.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Home Loans (Conventional, FHA, VA and USDA)
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1973584
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing