Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Derek takes his time to answer all our wuesitons and explain the benefits and timjng make sense
Reply from Derek Harjes
February 9th, 2026 05:51 AM
Thank you, Sabas, for sharing your experience. I'm glad to know that the time taken to address your questions and explain the details was valuable to you. It's important to me that everything is clear and makes sense throughout the process....
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Excellent communication and straight forward answers.
Reply from Derek Harjes
February 7th, 2026 03:29 PM
I'm glad to hear that you found my communication effective and appreciated the straightforward approach. Making sure everything is clear and direct is something I always aim for when working with clients. If there's anything else you need or...
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professional! and on it!
Reply from Derek Harjes
February 5th, 2026 01:16 AM
James, I'm grateful for your positive review, once again. It’s satisfying for me to know you found the experience professional and efficient. If you have any questions or need assistance moving forward, please feel free to get in touch.
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Reply from Derek Harjes
February 2nd, 2026 04:02 PM
Thank you, Ian, for taking the time to leave a rating. If there's anything specific you'd like to share about your experience, your feedback would be welcomed. Please feel free to reach out if you have questions or need assistance in the future....
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They did a great job and went above and beyond to help me get the house of my dreams.
Reply from Derek Harjes
January 19th, 2026 03:19 PM
I'm glad to hear you had such a positive experience, Paulino. It's rewarding to know that my efforts helped you secure the house you've always wanted. If there's anything more I can do for you, don't hesitate to reach out.
Something I thought would be difficult to achieve was accomplished thanks to the excellent work they did. Despite the problems that arose, they knew how to solve them. I highly recommend them.
Reply from Owner
February 4th, 2026 12:00 AM
Absolutely our pleasure and thank you for taking the time to leave that review. Buying a home can get messy fast when little problems pop up, so I’m glad we were able to keep things moving and get it across the finish line. I really appreciate...
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Derek was amazin. During our first phone call he explained every single step throughout the entire process and since the first phone call, he's been available 24 seven for any question that I had and has explained or elaborated on everything....
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Reply from Derek Harjes
January 16th, 2026 02:19 PM
Ariana, I appreciate your kind words and am glad to hear that my guidance was helpful in your first home-buying experience! 🙂 It's important to me that every question is answered and that you feel supported at every step. The fact that you...
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Derek made the process painless and easy to understand. He was very helpful and responsive to my concerns and questions. I never felt rushed.
Reply from Derek Harjes
January 4th, 2026 07:23 PM
I'm grateful for your feedback, Christina. It’s good to know that the process felt straightforward and that I could address all your concerns and questions without making you feel rushed. Helping my clients with clear communication and support...
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Derek was avaliable whenever I needed him. When I had a question he did his best to find the answer in a great amount of time. Great personality too.
Reply from Derek Harjes
January 3rd, 2026 09:46 PM
I'm grateful for your review, Jasmine. I'm glad to know that my availability and approach were helpful to you. It’s always my aim to provide timely responses and support. If you have any further questions or need assistance, please feel free...
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Great communication and very good energy
Reply from Derek Harjes
January 2nd, 2026 03:40 PM
I'm grateful for your feedback, Benjamin. It's good to know that you appreciated the communication and energy throughout the process. If there's anything else I can assist you with, please don't hesitate to let me know.
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.