Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reply from Derek Harjes
December 31st, 2025 05:36 PM
I'm grateful for your feedback, Kyle. Always a pleasure doing business with your family :) Thank you for choosing to work with my team!
Derek is very knowledgeable and is great about explaining things to a first time home buyer. Patient and kind. With you every step of the way!
Reply from Derek Harjes
December 24th, 2025 03:50 PM
It's wonderful to hear that you found my guidance helpful, Ursula. I always strive to clearly explain every detail to support first-time home buyers, and I’m pleased that my patience and approach met your expectations. Being with you through...
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Derek made it a super easy quick process. Always made sure to keep you informed on what's going on.
Reply from Derek Harjes
December 17th, 2025 02:25 PM
Thanks, Sam, for sharing your experience. I'm glad to know the process was straightforward and timely for you. Keeping you informed is important to me, so it's nice to hear that it helped. If there's anything further you need or if questions...
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Derek was absolutely amazing. He was very helpful, informative, and knowledgeable and walked me through every step and process as a first time home buyer. He was very patient and kind when answering all of my questions regardless how silly...
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Reply from Derek Harjes
December 11th, 2025 10:32 PM
I sincerely appreciate your thoughtful words, Tamara. I'm glad I could assist you throughout your first home-buying experience and make the process clear and supportive. Answering questions and ensuring you're comfortable with every step is...
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Derek made sure we understood every detail about our loan process. This was our first time buying a home and he helped to alleviate every stress he could. It was refreshing to have someone who ensured we were as informed as we possibly could....
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Reply from Derek Harjes
December 10th, 2025 04:21 PM
I'm glad to hear that I could help make the loan process clear and reduce any stress during your first home-buying experience, Macey. It’s important to me that all my clients feel well-informed every step of the way. If you have any questions...
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Excellent communication and easy to work with!
Reply from Derek Harjes
December 4th, 2025 08:02 PM
Thank you, Daniel, for sharing your feedback. I'm glad to know that you found the communication effective and the process easy. It's my aim to make the experience as smooth as possible for you. If there's anything else you need down the line,...
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Derek made everything easy and is great to work with. he lets you know exactly what Is available and shows you exactly what is best for your family. He is awesome and very easy to get ahold of and is always doing what is best for his clients...
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Reply from Derek Harjes
November 28th, 2025 01:40 PM
I'm grateful for your kind words, Michael. It's rewarding to hear that you found the process straightforward and informative. My aim is always to ensure that clients feel supported and have the best options available for their family's needs....
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Very thorough, great at explaining things. Tolerated my anxious self 😅, very fast, couldn't ask for a better loan officer to walk us through getting our first home!
Reply from Derek Harjes
November 28th, 2025 01:23 AM
Bret, I appreciate your kind words. It's important to me that every client feels supported and informed throughout the process. I'm glad I could help explain things clearly and move things along swiftly for you. Supporting you through your...
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Derek is very knowledgeable, and will make anything a smooth process.
Reply from Derek Harjes
November 19th, 2025 03:00 PM
Your feedback is greatly appreciated, Robert. I'm glad you found the process smooth and that my knowledge was beneficial. If you need further assistance or have questions in the future, don't hesitate to get in touch.
He was very professional and got things done quickly
Reply from Derek Harjes
November 15th, 2025 07:39 PM
Thank you for sharing your feedback, Takota. I'm glad to hear that you found my approach professional and efficient. If there's anything else you need or any questions arise in the future, please don't hesitate to get in touch.
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.