Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
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Reviews from Web
When we were looking into buying our first home, I spoke with several loan officers before finding Derek. He immediately stood out with his patience and willingness to walk me through every step. No matter what questions I threw at him, he...
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Reply from Derek Harjes
April 18th, 2026 12:56 PM
Thank you so much, Abigail, for your kind words. I'm really pleased to hear that my patience and detailed explanations made a positive impact on your home-buying journey. It's important to me that everything is clear and understandable for...
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As a first time home buyer Derek made the whole process so smooth and effortles. He was always quick to respond and made us feel very secure throughout the whole process.
Reply from Derek Harjes
April 25th, 2025 05:24 PM
Thank you so much for the kind words! It was a real pleasure helping you through the process. I’m glad I could make it smooth and easy for you. If you ever need anything down the road, don’t hesitate to reach out!
Very professional and helpful answered any question I had and it was alot because I was a first time home buyer Derek and his people took great care of me in every aspect will definitely do future business with Derek
Reply from Derek Harjes
April 2nd, 2025 01:57 PM
I'm really excited to hear that you found the process professional and helpful, especially as a first-time homebuyer. It was a pleasure assisting you, and I look forward to the opportunity to work with you again in the future. Thank you for...
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Helped us in a tremendous way for us being first time home buyers! Can't think him and his team enough!
Reply from Derek Harjes
September 5th, 2026 03:51 PM
Mark, I'm really glad to hear that I could assist you in such a meaningful way as first-time home buyers. Your appreciation means a lot to me and my team. Thank you for taking the time to share your experience!
Derek explained everything very well snd made himself available whenever we needed him.
Reply from Derek Harjes
September 5th, 2026 02:29 PM
Thank you, Danielle, for your kind review. I'm glad to hear that my explanations were clear and that I could be available when you needed assistance. If you have any more questions in the future, please feel free to reach out.
Derek was so informative on our first call and answered quick when we had questions throughout the whole process!! Everything was so smooth!!
Reply from Derek Harjes
August 28th, 2026 04:19 PM
Madeline, I'm so appreciative of your kind words. It's good to know that you found the process smooth and that I could assist with your questions promptly. Thank you for choosing to work with me and please don't hesitate to let me know if there's...
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Communication, and knowledge of answering all of our questions .
Reply from Derek Harjes
July 22nd, 2026 06:53 PM
Thank you, Tyler, for highlighting my communication and knowledge. I'm glad I could assist in answering all of your questions effectively. Your satisfaction is important to me, and I appreciate your feedback.
The process was easy. Any questions we had were answered to the littlest detail. Everyone one on your team was always willing to help, thank you for your patience and assistance.
Reply from Derek Harjes
July 19th, 2026 06:26 PM
I'm pleased to hear that you found the process easy, Austin. It's important to me and my team to provide detailed answers and support throughout your journey. Thank you for acknowledging our patience and assistance.
It was great
Reply from Derek Harjes
July 8th, 2026 11:19 PM
Thank you, Charlie! I'm glad to hear that you had a great experience. If you ever need assistance again, feel free to reach out.
As first time home buyers relocating over 1,000 miles away, who would have thought the home buying process would be the easiest part of such a big move? Derek made the entire process seamless. I had reached out to him as an IFA recommended...
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Reply from Derek Harjes
July 1st, 2026 08:48 PM
Kevin & Kristie...I truly appreciate your thoughtful review and am grateful for the opportunity to assist you during such an important transition. I'm pleased to hear that the process was seamless and met your high expectations, especially...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.