Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Super personable, was always there to answer every question I had at any time . Really made my dreams a reality . Couldn't endorse more
Reply from Derek Harjes
June 24th, 2026 11:40 PM
Thank you, Benjamin, for your kind words. I'm glad I could be there to answer your questions and help make your dreams a reality. Your endorsement means a lot to me.
Derek did an amazing job of communicating, advocating, and support through the whole loan process.
Reply from Derek Harjes
June 13th, 2026 05:30 PM
Thank you, Danyell, for your kind words. I'm glad I could provide the communication, advocacy, and support you needed throughout the loan process. It's wonderful to know that you had a positive experience.
Derek walked us through everything! Answered all of our questions and he guided us through the process
Reply from Derek Harjes
June 13th, 2026 11:04 AM
Thank you, Matthew, for taking the time to share your experience. I'm glad to hear that I could guide you through the process and answer all your questions. It's important to me that everything is clear and straightforward.
Derek was fantastic at explaining the home buying process aince I was a first time home buyer and was always available to answer any questions I have during the process
Reply from Derek Harjes
June 12th, 2026 02:05 PM
Thank you, Kenan, for your kind words. I'm glad I could assist you through the home-buying process and provide the support you needed as a first-time buyer. It's important to me that all your questions are answered along the way.
Kept me informed every step of the way and was quick to answer any questions I had. This is my second time working with Derek and would definitely do it again.
Reply from Derek Harjes
June 5th, 2026 09:12 PM
I'm grateful for your continued trust, Leighann. It's wonderful to hear that you felt informed and supported throughout the process. I'm always here to assist with any future needs you might have.
Very knowledgable and helpful.
Reply from Derek Harjes
June 3rd, 2026 03:06 PM
Jess, I appreciate your kind words. I'm glad to hear that you found my assistance knowledgeable and helpful. Thank you for sharing your experience!
How informative he was, and not bothered by answering all of my questions
Reply from Derek Harjes
May 27th, 2026 02:33 PM
I'm grateful for your feedback, Rachel. I'm glad I could provide the information you needed and answer all your questions. It's always my aim to make the process as smooth and informative as possible.
Derek was extremely helpful , very pleasant, and always willing to answer questions when they arose
Reply from Derek Harjes
May 26th, 2026 01:46 PM
I'm grateful for your kind words, Joshua. I'm glad to hear that you found my assistance helpful and enjoyed a pleasant experience. Always being available to answer questions is important to me, and I'm pleased it met your expectations.
We had a wonderful experience with derek! Helped us out tremendously and appreciate hia expertise and answering all our questions. He really made our first time home buying experience smooth!
Reply from Derek Harjes
May 20th, 2026 02:09 PM
I'm so glad to hear that you had a solid experience, Adrianna! It's great to know that my expertise and support made your first-time home buying process smooth. Thank you for your kind words and trust in me.
Easy to work with , kind and generous!
Reply from Derek Harjes
May 18th, 2026 07:27 PM
I'm glad to hear that you found our work together easy and appreciated my approach. Thank you, Samantha, for your kind words!
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.