Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Derek was very informative, responsive, and easy to work with!
Reply from Derek Harjes
May 3rd, 2026 03:06 PM
I'm grateful for your kind words, Brianna! It's nice to know that you found my communication informative and the process smooth. Thank you for choosing to work with me.
Derek and all the members of his team made this an amazing experience from start to finish. They were there every step of the way to help and answer any questions I had.
Reply from Derek Harjes
April 26th, 2026 10:25 PM
Kenneth, I'm glad to hear that you had a great experience with my team and me throughout the process. It's important to us to be available and supportive every step of the way. Thank you for sharing your positive experience!
Incredibly helpful, knowledgeable, and communicative
Reply from Derek Harjes
April 22nd, 2026 02:32 AM
Natalie, I'm grateful for your kind words. It's wonderful to know that you found my assistance helpful and informative throughout the process. Communication is key, and I'm pleased it made a positive difference for you.
We loved how hwlpful he was at asking all of our questions and helping us make the best decisio!
Reply from Derek Harjes
March 31st, 2026 02:36 PM
Thank you for sharing your experience, Kendra. I'm pleased to hear that I could help answer your questions and assist you in making the best decision. It's always my aim to support my clients throughout the process. If you need anything else,...
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Derek was great to work with. He explained everything to us to make sure we knew exactly what we were doing!
Reply from Derek Harjes
March 26th, 2026 11:20 PM
Thank you, Kimberly, for sharing your experience. I'm glad to hear that my explanations helped you feel confident and informed throughout the process. It’s important to me that you fully understand each step. If there's ever anything else you...
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Reply from Derek Harjes
March 24th, 2026 03:47 PM
I appreciate the feedback, Keaton. If there's anything else I can do to help or if you have any questions in the future, please feel free to get in touch.
Derek responded promptly, answered questions thoroughly, helped brainstorm different ideas, and provided benefits/risks of different options . Derek was very personable and helpful throughout the home buying process .
Reply from Derek Harjes
March 1st, 2026 02:07 PM
Carolyn, I appreciate your feedback on your home buying process. I'm glad to know that my prompt responses and thorough answers were helpful to you. I aim to provide clear information and discuss the various options and their potential impacts,...
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We will always go to Derek and his team! They are all so amazing to work with and they go above and beyond! This was our second time with Derek and it went just as smooth and easy as the first time. Thank you so much!
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Reply from Derek Harjes
February 24th, 2026 03:32 PM
It's wonderful to receive such a positive review, Levi. I appreciate your continued trust and am pleased to hear that both experiences were smooth for you. Going above and beyond is something I strive for with every interaction. Thank you for...
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Derek had contacted us due to the percentage rates going down and this saved us a lot of money on our mortgage.
Reply from Derek Harjes
February 15th, 2026 03:41 PM
I'm glad to hear that reaching out about the changing rates was beneficial for your situation, Terri. It's always rewarding to help clients save money on their mortgage. If you have any more questions or need assistance in the future, please...
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Derek and his team are amazing people to work with. They did all the work and made it so easy. They are so kind and patient. Very passionate about their work. They made my forever home possible. Thank you to everyone
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Reply from Derek Harjes
February 10th, 2026 02:45 PM
I'm grateful for your kind words, Kristi. It's wonderful to know that my team and I could play a role in making your forever home possible. We strive to make the process as smooth as possible while providing thoughtful support. Thank you for...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.