

Top 5%
Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Daves experience is expert level
Reply from Dave Cook | Denver Mortgage Lounge ...
March 26th, 2026 01:38 PM
Owen, thank you for the perfect rating. I'm pleased to know that my experience made a difference for you. If there's anything more I can do to assist, please feel free to let me know.
Dave Cook was recommended to me by a friend, and I’m so glad I worked with him. Even though Dave is based in Denver and my new property is in DC, the entire process was completely seamless. I didn’t have a real estate agent—which can be nerve-wracking—but...
read more
Reply from Owner
January 21st, 2026 05:06 PM
Arielle, thank you for such a thoughtful review. It was truly a pleasure helping you navigate your purchase in DC, and I’m grateful you trusted me even from across the country. Buying without a real estate agent can feel overwhelming, so I’m...
read more
This was the second time we have worked with Dave. Dave and his team are always responsive, professional, and easy to work with. Communication was clear throughout the entire process, and every question was answered quickly. The experience...
read more
Reply from Owner
January 15th, 2026 04:58 PM
Angelina, thank you for taking the time to share this — and for coming back to work with us a second time. It means a lot to have your continued trust. I’m glad to hear the communication and responsiveness stood out and that the process felt...
read more
Dave and his team are always responsive, professional, and easy to work with. Communication was clear throughout the entire process, and every question was answered quickly. The experience was smooth from start to finish, and I would highly...
read more
Reply from Dave Cook | Denver Mortgage Lounge ...
January 13th, 2026 04:08 PM
Angelina, thank you for the wonderful review. It was a pleasure working with you and Geoff throughout the process. I’m really glad to hear that the communication and workflow felt clear from start to finish — that’s exactly what we aim for...
read more
Easy process
Reply from Dave Cook
January 13th, 2026 03:04 PM
Thanks John for the feedback, it was great working with you!
Dave was very helpful during the initial loan process. He took the time to explain how everything works, walked me through my options, and provided clear, thoughtful feedback that helped me understand what to expect moving forward. His guidance...
read more
Reply from Owner
January 6th, 2026 04:00 PM
Nathan, thank you for the kind words! I’m really glad the early conversations helped clarify your options and set expectations moving forward. Taking the time upfront to walk through the process is so important, and I’m happy to hear it made...
read more
Excellent experience. Great team, responsive and explained the process in detail. I will work with Dave again!
Reply from Owner
January 6th, 2026 04:01 PM
Chad, I really appreciate that—thank you. It’s always a pleasure working alongside you, and I’m glad the communication and teamwork made the process smooth. Looking forward to many more deals together.
Great response time and good communication. We had a few challenges along the way but were able to overcome thanks you Dave's help.
Reply from Dave Cook | Denver Mortgage Lounge ...
January 13th, 2026 03:03 PM
Chad, I really appreciate that—thank you. It’s always a pleasure working alongside you, and I’m glad the communication and teamwork made the process smooth. Looking forward to many more deals together.
We were referred to Dave through a family friend and were so glad to have worked with someone so knowledgeable and professional. He was able to take what is typically a highly stressful loan approval process and walk us through every step to...
read more
Reply from Owner
January 6th, 2026 04:03 PM
Jason, thank you for taking the time to share this. I’m really glad we could take what’s often a complicated and stressful approval process and turn it into something straightforward and successful for you and Bella. It was a pleasure guiding...
read more
Dave is outstanding to work with!
Reply from Dave Cook | Denver Mortgage Lounge ...
December 12th, 2025 03:23 PM
Thank you Colleen! You are an outstanding agent, and I love working with you too!!!
31–40 of 414
About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
View All
Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
View All
Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
View All
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
©2025 All Rights Reserved Licensing | Privacy | Contact Us