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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
Dave and his team, again, made the entire process of applying for a mortgage to closing a seamless and easy process. Would not hesitate to use his services in the future.
Reply from Dave Cook | Denver Mortgage Lounge ...
May 26th, 2026 08:43 PM
Tim & Penny, thank you both so much for the kind words and for trusting my team and me again with your mortgage financing. It truly means a lot to have the opportunity to help you through another chapter of homeownership. We always strive to...
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Seemless service
Reply from Dave Cook | Denver Mortgage Lounge ...
May 10th, 2026 02:13 PM
Thanks Tom for your feedback! We enjoyed working with you on this one! Let us know if you have any questions or need anything.
Dave was great at clearly communicating everything that was needed throughout the transaction.
Reply from Dave Cook | Denver Mortgage Lounge ...
April 22nd, 2026 05:15 PM
I'm glad to hear that you found my communication helpful, Jazmyne. It was a pleasure working with you, and I appreciate your positive feedback. If you have any more questions or need further assistance, feel free to reach out.
Dave was amazing to work with from start to finish. It took about 2 years of looking and watching the market before I made an offer and closed on a place, and there was never any pressure. He was great at communicating through all the different...
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Reply from Owner
April 15th, 2026 08:00 PM
I'm glad to hear that you had a positive experience, Chris! It was my pleasure to assist you throughout your home buying journey, and I'm pleased that you felt supported without any pressure. Thank you for your kind words and for trusting me...
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Dave was amazing to work with from start to finish. It took about 2 years of looking and watching the market before I made an offer and closed on a place, and there was never any pressure. He was great at communicating through all the different...
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Reply from Dave Cook | Denver Mortgage Lounge ...
April 15th, 2026 07:59 PM
I'm glad to hear that you had a positive experience, Chris! It was my pleasure to assist you throughout your home buying journey, and I'm pleased that you felt supported without any pressure. Thank you for your kind words and for trusting me...
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Dave and his team make purchasing a house very easy! This is why my family and I have been coming here for multiple home purchases. He provides great advice and information on our options. They all stay in contact and keep you updated with...
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Reply from Owner
April 14th, 2026 04:24 PM
I'm so pleased to hear that you've had such a positive experience with me and my team over the years, Brian. It's appreciated to know that the advice and information we provide have been helpful in your home-buying journey. Thank you for your...
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Dave and his team make purchasing a house very easy! This is why my family and I have been coming to Dave for many years. He provides great advice and information on our options.
Reply from Dave Cook | Denver Mortgage Lounge ...
April 14th, 2026 02:43 PM
I'm so pleased to hear that you've had such a positive experience with me and my team over the years, Brian. It's appreciated to know that the advice and information we provide have been helpful in your home-buying journey. Thank you for your...
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Dave is incredible to work with and always takes great care of clients. He really came through on this last transaction when we needed to extend our rate lock multiple times. Thanks Dave, we'll be back. I would highly recommend Dave and his...
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Reply from Dave Cook | Denver Mortgage Lounge ...
March 30th, 2026 01:39 PM
Thanks Chad for giving me this feedback. I love working with you and your team and appreciate the trust you guys put it me.
Dave and Angela
Reply from Dave Cook
March 30th, 2026 01:40 PM
Doug it was great helping you and Kimberly again and I am excited we were able to save you money! We are always here for you guys!
Dave is the best!! I've had the opportunity to work with him on quite a few transactions and I don't have enough kind words to say about him and his entire team. They are communicative, hard working and responsive. It's always a great experience!...
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Reply from Dave Cook
March 26th, 2026 01:38 PM
I appreciate your kind words and the fantastic rating, Lauren-Claire. It’s a pleasure to work with you on each transaction. Your acknowledgment of my efforts and those of my team means a lot. If there’s anything else you need or any questions...
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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