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Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Branch Manager / Loan Officer in Denver, CO
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Dave Cook | Denver Mortgage Lounge | A Divisi...

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Branch Manager / Loan Officer

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Empire State University
Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Empire State University
Empire State University
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Timothy M
    LAKEWOOD, CO
    Posted on May 23rd, 2026 11:34 AM
    Dave and his team, again, made the entire process of applying for a mortgage to closing a seamless and easy process. Would not hesitate to use his services in the future.
    Reply from Dave Cook | Denver Mortgage Lounge ...
    May 26th, 2026 08:43 PM
    Tim & Penny, thank you both so much for the kind words and for trusting my team and me again with your mortgage financing. It truly means a lot to have the opportunity to help you through another chapter of homeownership. We always strive to...
    read more
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    Tom K
    Centennial, CO
    Posted on May 10th, 2026 01:33 PM
    Seemless service
    Reply from Dave Cook | Denver Mortgage Lounge ...
    May 10th, 2026 02:13 PM
    Thanks Tom for your feedback! We enjoyed working with you on this one! Let us know if you have any questions or need anything.
  • Encompass
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    Jazmyne R H
    RIFLE, CO
    Posted on April 22nd, 2026 05:07 PM
    Dave was great at clearly communicating everything that was needed throughout the transaction.
    Reply from Dave Cook | Denver Mortgage Lounge ...
    April 22nd, 2026 05:15 PM
    I'm glad to hear that you found my communication helpful, Jazmyne. It was a pleasure working with you, and I appreciate your positive feedback. If you have any more questions or need further assistance, feel free to reach out.
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    Chris R
    Posted on April 15th, 2026 07:42 PM
    Dave was amazing to work with from start to finish. It took about 2 years of looking and watching the market before I made an offer and closed on a place, and there was never any pressure. He was great at communicating through all the different...
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    Reply from Owner
    April 15th, 2026 08:00 PM
    I'm glad to hear that you had a positive experience, Chris! It was my pleasure to assist you throughout your home buying journey, and I'm pleased that you felt supported without any pressure. Thank you for your kind words and for trusting me...
    read more
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    Christopher D R
    DENVER, CO
    Posted on April 15th, 2026 07:41 PM
    Dave was amazing to work with from start to finish. It took about 2 years of looking and watching the market before I made an offer and closed on a place, and there was never any pressure. He was great at communicating through all the different...
    read more
    Reply from Dave Cook | Denver Mortgage Lounge ...
    April 15th, 2026 07:59 PM
    I'm glad to hear that you had a positive experience, Chris! It was my pleasure to assist you throughout your home buying journey, and I'm pleased that you felt supported without any pressure. Thank you for your kind words and for trusting me...
    read more
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    Brian D
    Posted on April 14th, 2026 02:31 PM
    Dave and his team make purchasing a house very easy! This is why my family and I have been coming here for multiple home purchases. He provides great advice and information on our options. They all stay in contact and keep you updated with...
    read more
    Reply from Owner
    April 14th, 2026 04:24 PM
    I'm so pleased to hear that you've had such a positive experience with me and my team over the years, Brian. It's appreciated to know that the advice and information we provide have been helpful in your home-buying journey. Thank you for your...
    read more
  • Encompass
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    Brian D
    RIFLE, CO
    Posted on April 14th, 2026 02:31 PM
    Dave and his team make purchasing a house very easy! This is why my family and I have been coming to Dave for many years. He provides great advice and information on our options.
    Reply from Dave Cook | Denver Mortgage Lounge ...
    April 14th, 2026 02:43 PM
    I'm so pleased to hear that you've had such a positive experience with me and my team over the years, Brian. It's appreciated to know that the advice and information we provide have been helpful in your home-buying journey. Thank you for your...
    read more
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    Chad G
    LAKEWOOD, CO
    Posted on March 29th, 2026 04:04 PM
    Dave is incredible to work with and always takes great care of clients. He really came through on this last transaction when we needed to extend our rate lock multiple times. Thanks Dave, we'll be back. I would highly recommend Dave and his...
    read more
    Reply from Dave Cook | Denver Mortgage Lounge ...
    March 30th, 2026 01:39 PM
    Thanks Chad for giving me this feedback. I love working with you and your team and appreciate the trust you guys put it me.
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    Douglass E Q
    DENVER, CO
    Posted on March 28th, 2026 04:47 PM
    Dave and Angela
    Reply from Dave Cook
    March 30th, 2026 01:40 PM
    Doug it was great helping you and Kimberly again and I am excited we were able to save you money! We are always here for you guys!
  • Encompass
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    Lauren-Claire P
    DENVER, CO
    Posted on March 26th, 2026 01:26 PM
    Dave is the best!! I've had the opportunity to work with him on quite a few transactions and I don't have enough kind words to say about him and his entire team. They are communicative, hard working and responsive. It's always a great experience!...
    read more
    Reply from Dave Cook
    March 26th, 2026 01:38 PM
    I appreciate your kind words and the fantastic rating, Lauren-Claire. It’s a pleasure to work with you on each transaction. Your acknowledgment of my efforts and those of my team means a lot. If there’s anything else you need or any questions...
    read more
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    About
    I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Bridge loans
    VA loans
    FHA loans
    Jumbo loans
    Conventional Loans
    Mortgage Lending
    Government Loans
    Purchase Loans
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    Education
    • Empire State University
      May 1997 -Sep 2000
      Empire State University logo
    Positions
    • Luminate Bank - Branch Manager
      Jan 16th, 2023 - Current
    • Celebrity Home Loans - Branch Manager
      Aug 31st, 2021 - Dec 16th, 2022
    Memberships
    • Colorado Mortgage Lenders Association
    • Mortgage Bankers Association
    • Performance Experts Leadership 360
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 274175
    Gallery
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Awards
    2013 Outstanding performance award
    2013 Outstanding p...
    2014 Outstanding performance award
    2014 Outstanding p...
    2015 Top producer award
    2015 Top producer ...
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    Achievements
    • Top 1% Mortgage Originator – Scotsman Guide
    • 26 Years of Mortgage Lending Experience
    • Yearly President’s Club Recipient
    • View All
    Hobbies
    • Smoking cigars
    • Working out
    • Going on walks with my family and our dog Tank & Bear
    • View All
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
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