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Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Branch Manager / Loan Officer in Denver, CO
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Dave Cook | Denver Mortgage Lounge | A Divisi...

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Branch Manager / Loan Officer

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Empire State University
Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Empire State University
Empire State University
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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5 Star
99%
4 Star
1%
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Reviews from Web
  • Encompass
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    Liz R
    DENVER, CO
    Posted on August 13th, 2026 02:21 PM
    Dave is the best lender in Denver. Love his responsiveness, knowledge and attention to detail
    Reply from Dave Cook | Denver Mortgage Lounge ...
    August 13th, 2026 02:44 PM
    Thanks so much Liz! It's such a pleasure working with you as always!
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    Adam L
    Posted on August 4th, 2026 12:06 AM
    Dave was incredibly knowledgeable and a pleasure to work with. He took the time to answer all of our questions thoughtfully and helped us navigate a somewhat unusual financial situation. I highly recommend him to anyone in the Denver area.
    Reply from Owner
    August 4th, 2026 12:48 AM
    Adam, thank you for the thoughtful review. I really enjoyed working with you and Christina and appreciated the opportunity to help navigate a more unique financing scenario. I know those situations can bring a lot of questions, so I'm glad...
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    Sean H
    Posted on July 24th, 2026 01:15 PM
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank has received a review with 5 star rating from Sean H
    Reply from Owner
    July 24th, 2026 01:45 PM
    Thank you Sean! It was an honor helping you and Virgina with your first home purchase!
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    Sean H
    Denver, CO
    Posted on July 24th, 2026 01:14 PM
    Dave was thoughtful and considerate of our needs. He answered all of our questions and helped us understand our options. We never felt like we had to pick from pre-packaged abstract structures, instead being able to understand what knows we...
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    Reply from Dave Cook | Denver Mortgage Lounge ...
    July 24th, 2026 01:43 PM
    Sean, thank you for such a thoughtful review. It was a pleasure helping you and Virginia through this exciting milestone. One of the things I enjoy most is helping clients understand that a mortgage isn't one-size-fits-all. Taking the time...
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    Vivian D
    DENVER, CO
    Posted on July 6th, 2026 10:25 PM
    Dave took my calls and everything seem to go very smoothly.
    Reply from Dave Cook | Denver Mortgage Lounge ...
    July 6th, 2026 10:29 PM
    Vivian, thank you so much! It was a pleasure working with you on this transaction. I believe the best closings happen when everyone communicates well and works together toward the same goal, and I appreciate your partnership throughout the...
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    Ethan B
    DENVER, CO
    Posted on July 4th, 2026 11:39 PM
    Working with Dave was excellent - seemless experience and he guided us through everything.
    Reply from Dave Cook | Denver Mortgage Lounge ...
    July 6th, 2026 04:11 PM
    Ethan, thank you so much! It’s been a pleasure working with you and Kara again. Having the opportunity to help you more than once means a lot, and I'm grateful for the trust you've placed in me over the years. I'm glad we could make this one...
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    Georgia G
    Denver, CO
    Posted on July 1st, 2026 09:20 PM
    Dave was a pleasure to work with-excellent communication, quick responses, and a seamless transaction from beginning to end. I truly appreciated his professionalism and look forward to working together again.
    Reply from Dave Cook | Denver Mortgage Lounge ...
    July 6th, 2026 04:12 PM
    Georgia, thank you so much for the kind words! It was a pleasure working with you as well. Great transactions happen when everyone communicates well and stays focused on serving the client, and I really enjoyed partnering with you throughout...
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  • Encompass
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    Jean M T
    BLACK HAWK, CO
    Posted on June 29th, 2026 03:35 PM
    Communication, explaining, reaching out, updating, funding, completing the deal! I can always count on you and your team.
    Reply from Dave Cook | Denver Mortgage Lounge ...
    June 29th, 2026 03:42 PM
    I'm pleased to hear that you felt well-supported throughout the process, Jean Marie!. It's great to know that our communication and efforts to keep you informed made a positive impact. Thank you for your trust in me and my team at Luminate...
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    Brian D
    Posted on June 29th, 2026 10:49 AM
    The time needed to help us in our journey was always available. Dave answered our inquiries day and night and took the time to ensure we were informed and understood every step of the way. He worked with our realtor and any entity necessary...
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    Reply from Owner
    July 6th, 2026 04:15 PM
    Brian, thank you so much for taking the time to write such a thoughtful review. It was truly a pleasure helping you through the home buying journey. I'm grateful that you recognized the importance we place on being available, communicating...
    read more
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    Gary B D
    BLACK HAWK, CO
    Posted on June 29th, 2026 10:48 AM
    The time needed to help us in our journey was always available. Dave Answerednour inquiries day and night and took the time to ensure we were informed and understood every step of the way. He worked with our realtor and any entity necessary...
    read more
    Reply from Dave Cook
    June 29th, 2026 03:44 PM
    Brian, I'm really pleased to hear that I could be there for you and Linda throughout your journey. It's great to know that my efforts to keep you informed and made a positive impact. Your kind words mean a lot, and I'm thankful for the opportunity...
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  • 11–20 of 414
    About
    I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Bridge loans
    VA loans
    FHA loans
    Jumbo loans
    Conventional Loans
    Mortgage Lending
    Government Loans
    Purchase Loans
    View All
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    Education
    • Empire State University
      May 1997 -Sep 2000
      Empire State University logo
    Positions
    • Luminate Bank - Branch Manager
      Jan 16th, 2023 - Current
    • Celebrity Home Loans - Branch Manager
      Aug 31st, 2021 - Dec 16th, 2022
    Memberships
    • Colorado Mortgage Lenders Association
    • Mortgage Bankers Association
    • Performance Experts Leadership 360
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 274175
    Gallery
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Awards
    2013 Outstanding performance award
    2013 Outstanding p...
    2014 Outstanding performance award
    2014 Outstanding p...
    2015 Top producer award
    2015 Top producer ...
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    Achievements
    • Top 1% Mortgage Originator – Scotsman Guide
    • 26 Years of Mortgage Lending Experience
    • Yearly President’s Club Recipient
    • View All
    Hobbies
    • Smoking cigars
    • Working out
    • Going on walks with my family and our dog Tank & Bear
    • View All
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
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