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Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Branch Manager / Loan Officer in Denver, CO
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Dave Cook | Denver Mortgage Lounge | A Divisi...

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Branch Manager / Loan Officer

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Empire State University
Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Empire State University
Empire State University
Location & Business Hours
Business Hours
Sat
8 AM to 5:30 PM
Sun
8 AM to 5:30 PM(Open now)
Mon
8 AM to 5:30 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Tasha W
    Posted on March 20th, 2024 09:11 PM
    I had the pleasure of working with Dave and I must say, he is absolutely amazing! He has a keen eye for numbers and is dedicated to helping you find the best possible deal tailored to your unique situation, while also presenting other viable...
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    Reply from Owner
    March 20th, 2024 09:26 PM
    Wow Tasha, you just made my day! I absolutely loved helping you and Sam buy your first home, truly it was an honor!! You both were amazing to work with and I am so excited for you guys and this next chapter of your lives!
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    Kimber K D
    LITTLETON, CO
    Posted on September 19th, 2026 01:31 AM
    Dave is always on time and thorough with his communication.
    Reply from Dave Cook | Denver Mortgage Lounge ...
    September 21st, 2026 05:13 PM
    Kimber, thank you! I really appreciate that. Being responsive, communicating well, and doing what I say I’m going to do are incredibly important to me—especially when we’re working together to take care of a client. Always a pleasure working...
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    Taylor O
    LITTLETON, CO
    Posted on September 18th, 2026 02:32 PM
    Dave took the time to explain everything and answer questions and help us understand all of our options!
    Reply from Dave Cook | Denver Mortgage Lounge ...
    September 21st, 2026 05:13 PM
    Taylor, thank you! I’m a big believer that you should understand not only what your options are, but how each one could impact you. I’m glad we had the opportunity to talk everything through and make sure your questions were answered. I really...
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    Robert W D
    WHITEWATER, CO
    Posted on September 15th, 2026 09:43 AM
    Dave is friendly, helpful and always made us feel like we were his only customer. Any issues that did arise, Dave was attentive and took care of them immediately. It was obvious that Dave is an experienced professional in his line of work.
    Reply from Dave Cook | Denver Mortgage Lounge ...
    September 21st, 2026 05:15 PM
    Wayne, thank you so much for the kind words. Hearing that you felt like you were my only client really means a lot to me—that’s exactly how I want every client to feel when we work together. Things don’t always go perfectly in a mortgage transaction,...
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    Joshua S
    Posted on September 13th, 2026 03:06 PM
    Dave is exceptional to work with! He is thorough in his explanations and really helps clients understand the mortgage process. I highly recommend working with him.
    Reply from Owner
    September 21st, 2026 05:15 PM
    Joshua, thank you! I really appreciate the kind words. Mortgages can have a lot of moving pieces, and I never want someone to simply be told what to do—I want them to understand the process and feel good about the decisions they’re making....
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    JoNell D
    WHITEWATER, CO
    Posted on September 12th, 2026 02:38 PM
    This was our 4th time working with Dave. I wouldn't work with anyone else. Each time he was professional, kept us informed on each step and was available to answer any questions we had. Dave is the best in the business!
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    Reply from Dave Cook | Denver Mortgage Lounge ...
    September 12th, 2026 03:21 PM
    JoNell, four times! I can’t thank you enough for the trust you and Wayne have placed in me over the years. Getting to help the same clients through different chapters and different mortgage needs is one of my favorite parts of what I do. I’m...
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    Sydney P
    Posted on September 4th, 2026 11:19 PM
    I would recommend Dave and his team to everyone I know! We had bad experiences with another lender in the area, but Dave stepped in and really took the stress out of the lending process. He is a master of clear and organized communication,...
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    Reply from Owner
    September 5th, 2026 05:43 PM
    Sydney and Aaron, thank you so much for the kind words! After what you experienced with your previous lender, it meant a great deal that you trusted me to step in and help get everything across the finish line. Clear communication and making...
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    Alex C
    BRIGHTON, CO
    Posted on September 1st, 2026 01:03 PM
    Dave and his team were efficient, communicative and all around enjoyable to work with!
    Reply from Dave Cook | Denver Mortgage Lounge ...
    September 1st, 2026 05:28 PM
    Thanks Alex! I really enjoyed working with you as well and you did an amazing job helping Aaron & Sydney! Lets do it again soon!
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    Ian A
    Posted on August 17th, 2026 11:21 PM
    Dave was able to layout all of our loan options, explain the process, and answer all of our questions. Didn't feel pushed or pressured to choose a specific path. Lastly Dave has a great team and a ton tools and technology helping guide the...
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    Reply from Owner
    August 17th, 2026 11:45 PM
    Ian, thank you so much! I really enjoyed working with you and Sarah. One of the most important parts of my job is making sure you understand the different options available and have the information you need to make the decision that feels right...
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    Ian C A
    DENVER, CO
    Posted on August 17th, 2026 11:20 PM
    Dave was able to layout all of our loan options, explain the process, and answer all of our questions. Didn't feel pushed or pressured to choose a specific path. Lastly Dave has a great team and a ton tools and technology helping guide the...
    read more
    Reply from Dave Cook | Denver Mortgage Lounge ...
    August 17th, 2026 11:45 PM
    Ian, thank you so much! I really enjoyed working with you and Sarah. One of the most important parts of my job is making sure you understand the different options available and have the information you need to make the decision that feels right...
    read more
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    About
    I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Bridge loans
    VA loans
    FHA loans
    Jumbo loans
    Conventional Loans
    Mortgage Lending
    Government Loans
    Purchase Loans
    View All
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    Education
    • Empire State University
      May 1997 -Sep 2000
      Empire State University logo
    Positions
    • Luminate Bank - Branch Manager
      Jan 16th, 2023 - Current
    • Celebrity Home Loans - Branch Manager
      Aug 31st, 2021 - Dec 16th, 2022
    Memberships
    • Colorado Mortgage Lenders Association
    • Mortgage Bankers Association
    • Performance Experts Leadership 360
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 274175
    Gallery
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Awards
    2013 Outstanding performance award
    2013 Outstanding p...
    2014 Outstanding performance award
    2014 Outstanding p...
    2015 Top producer award
    2015 Top producer ...
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    Achievements
    • Top 1% Mortgage Originator – Scotsman Guide
    • 26 Years of Mortgage Lending Experience
    • Yearly President’s Club Recipient
    • View All
    Hobbies
    • Smoking cigars
    • Working out
    • Going on walks with my family and our dog Tank & Bear
    • View All
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
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    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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