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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
It's always a pleasure to work with Dave & his team!
Reply from Dave Cook | Denver Mortgage Lounge ...
November 24th, 2025 09:44 PM
Thanks Dani for the feedback! We always love working with you guys as well!
My clients raved about Dave and his team. He did an excellent job making the transaction smooth and enjoyable. We appreciated his professionalism and knowedge!
Reply from Dave Cook | Denver Mortgage Lounge ...
November 22nd, 2025 03:24 AM
I appreciate your glowing review, Katie! It's wonderful to hear that Jason & Bella were happy with the transaction process. Providing a smooth and enjoyable experience is always my goal, so your feedback means a lot to me. If there's anything...
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Dave and Seromi was there to make sure we were on track from beginning to end of the process. That was very helpful.
Reply from Dave Cook | Denver Mortgage Lounge ...
November 10th, 2025 10:08 PM
Doug, thank you! It’s been great working with you again this year—first on your purchase and now on your refinance. I’m really glad that Seromi and I could help keep everything on track and make the process clear from start to finish. We truly...
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My fiancé and I were in the process of buying our first home when we were introduced to Dave, and we couldn’t have been happier with that connection. We spoke with a few different loan officers, but Dave’s personality, professionalism, and...
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Reply from Owner
October 7th, 2025 01:05 AM
Drew, thank you for such a thoughtful and detailed review!! It was an absolute pleasure helping you and Kylee through the process of buying your first home. I know how overwhelming it can feel at first, so I’m really glad to hear that our conversations...
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My fiancé and I were in the process of buying our first home when we were introduced to Dave, and we couldn’t have been happier with that connection. We spoke with a few different loan officers, but Dave’s personality, professionalism, and...
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Reply from Dave Cook | Denver Mortgage Lounge ...
October 9th, 2025 04:07 PM
Drew, thank you for such a thoughtful and detailed review!! It was an absolute pleasure helping you and Kylee through the process of buying your first home. I know how overwhelming it can feel at first, so I’m really glad to hear that our conversations...
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I appreciate all of your communication and getting the deal closed in 3 weeks!
Reply from Dave Cook | Denver Mortgage Lounge ...
September 23rd, 2025 06:53 AM
You are so welcome Denise. It was great to work with you on this!!
Speed, reliability, and exceptional service!
Reply from Dave Cook | Denver Mortgage Lounge ...
September 4th, 2025 03:00 PM
Thanks Todd for the feedback! I always love working with you- its just always so easy and seamless!
Dave has helped us strategize and secure several houses and it’s always an absolute pleasure working with him. He’s sensitive to our situation, extremely responsive, and surrounds himself with extremely competent partners. Thanks for all you...
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Reply from Owner
August 30th, 2025 03:38 PM
Paul, thank you! It’s been such a privilege to work with you and Nicole on several home purchases and help strategize along the way. I’m glad our planning and responsiveness gave you the confidence you needed at each step, and I really appreciate...
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Dave and team were amazing to work with and went above and beyond multiple times when working with them. My husband and I were embarking on buying our first home, so we needed someone with expertise and that wasn't only working in their best...
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Reply from Owner
August 24th, 2025 09:36 PM
Kylie, thank you so much for this thoughtful review, and congratulations to you and Carl on purchasing your very first home! It means a lot that you trusted us with such a big milestone. I’m glad we were able to answer your questions quickly...
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My husband and I have used Dave for multiple mortgages and his service is impeccable. Dave and his colleagues are responsive, professional and prompt. We really appreciated his candor and the education he provided this spring around interest...
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Reply from Owner
August 21st, 2025 06:12 PM
Angela, thank you! It means so much that you and Alex have trusted me with multiple mortgages over the years. I’m glad the guidance around interest rates this spring helped bring clarity in such a volatile market. My team and I always want...
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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