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Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Branch Manager / Loan Officer in Denver, CO
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Dave Cook | Denver Mortgage Lounge | A Divisi...

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Branch Manager / Loan Officer

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Empire State University
Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Empire State University
Empire State University
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
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1 Star
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Reviews from Web
  • Encompass
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    Danielle L
    WHEAT RIDGE, CO
    Posted on November 24th, 2025 09:05 PM
    It's always a pleasure to work with Dave & his team!
    Reply from Dave Cook | Denver Mortgage Lounge ...
    November 24th, 2025 09:44 PM
    Thanks Dani for the feedback! We always love working with you guys as well!
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    Ana K R
    CASTLE PINES, CO
    Posted on November 22nd, 2025 02:19 AM
    My clients raved about Dave and his team. He did an excellent job making the transaction smooth and enjoyable. We appreciated his professionalism and knowedge!
    Reply from Dave Cook | Denver Mortgage Lounge ...
    November 22nd, 2025 03:24 AM
    I appreciate your glowing review, Katie! It's wonderful to hear that Jason & Bella were happy with the transaction process. Providing a smooth and enjoyable experience is always my goal, so your feedback means a lot to me. If there's anything...
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    Douglas L
    LAKEWOOD, CO
    Posted on November 8th, 2025 04:24 PM
    Dave and Seromi was there to make sure we were on track from beginning to end of the process. That was very helpful.
    Reply from Dave Cook | Denver Mortgage Lounge ...
    November 10th, 2025 10:08 PM
    Doug, thank you! It’s been great working with you again this year—first on your purchase and now on your refinance. I’m really glad that Seromi and I could help keep everything on track and make the process clear from start to finish. We truly...
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    Drew M
    Posted on October 6th, 2025 11:39 PM
    My fiancé and I were in the process of buying our first home when we were introduced to Dave, and we couldn’t have been happier with that connection. We spoke with a few different loan officers, but Dave’s personality, professionalism, and...
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    Reply from Owner
    October 7th, 2025 01:05 AM
    Drew, thank you for such a thoughtful and detailed review!! It was an absolute pleasure helping you and Kylee through the process of buying your first home. I know how overwhelming it can feel at first, so I’m really glad to hear that our conversations...
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    Andrew S M
    PARKER, CO
    Posted on October 6th, 2025 11:39 PM
    My fiancé and I were in the process of buying our first home when we were introduced to Dave, and we couldn’t have been happier with that connection. We spoke with a few different loan officers, but Dave’s personality, professionalism, and...
    read more
    Reply from Dave Cook | Denver Mortgage Lounge ...
    October 9th, 2025 04:07 PM
    Drew, thank you for such a thoughtful and detailed review!! It was an absolute pleasure helping you and Kylee through the process of buying your first home. I know how overwhelming it can feel at first, so I’m really glad to hear that our conversations...
    read more
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    Denise W
    PARKER, CO
    Posted on September 22nd, 2025 07:48 PM
    I appreciate all of your communication and getting the deal closed in 3 weeks!
    Reply from Dave Cook | Denver Mortgage Lounge ...
    September 23rd, 2025 06:53 AM
    You are so welcome Denise. It was great to work with you on this!!
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    Todd Y
    Denver, CO
    Posted on September 4th, 2025 02:48 PM
    Speed, reliability, and exceptional service!
    Reply from Dave Cook | Denver Mortgage Lounge ...
    September 4th, 2025 03:00 PM
    Thanks Todd for the feedback! I always love working with you- its just always so easy and seamless!
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    Paul L
    Posted on August 30th, 2025 12:07 AM
    Dave has helped us strategize and secure several houses and it’s always an absolute pleasure working with him. He’s sensitive to our situation, extremely responsive, and surrounds himself with extremely competent partners. Thanks for all you...
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    Reply from Owner
    August 30th, 2025 03:38 PM
    Paul, thank you! It’s been such a privilege to work with you and Nicole on several home purchases and help strategize along the way. I’m glad our planning and responsiveness gave you the confidence you needed at each step, and I really appreciate...
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    Kylie B
    Posted on August 23rd, 2025 05:46 PM
    Dave and team were amazing to work with and went above and beyond multiple times when working with them. My husband and I were embarking on buying our first home, so we needed someone with expertise and that wasn't only working in their best...
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    Reply from Owner
    August 24th, 2025 09:36 PM
    Kylie, thank you so much for this thoughtful review, and congratulations to you and Carl on purchasing your very first home! It means a lot that you trusted us with such a big milestone. I’m glad we were able to answer your questions quickly...
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    Angela B
    Posted on August 21st, 2025 05:48 PM
    My husband and I have used Dave for multiple mortgages and his service is impeccable. Dave and his colleagues are responsive, professional and prompt. We really appreciated his candor and the education he provided this spring around interest...
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    Reply from Owner
    August 21st, 2025 06:12 PM
    Angela, thank you! It means so much that you and Alex have trusted me with multiple mortgages over the years. I’m glad the guidance around interest rates this spring helped bring clarity in such a volatile market. My team and I always want...
    read more
  • 41–50 of 414
    About
    I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Bridge loans
    VA loans
    FHA loans
    Jumbo loans
    Conventional Loans
    Mortgage Lending
    Government Loans
    Purchase Loans
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    Education
    • Empire State University
      May 1997 -Sep 2000
      Empire State University logo
    Positions
    • Luminate Bank - Branch Manager
      Jan 16th, 2023 - Current
    • Celebrity Home Loans - Branch Manager
      Aug 31st, 2021 - Dec 16th, 2022
    Memberships
    • Colorado Mortgage Lenders Association
    • Mortgage Bankers Association
    • Performance Experts Leadership 360
    • View All
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 274175
    Gallery
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Awards
    2013 Outstanding performance award
    2013 Outstanding p...
    2014 Outstanding performance award
    2014 Outstanding p...
    2015 Top producer award
    2015 Top producer ...
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    Achievements
    • Top 1% Mortgage Originator – Scotsman Guide
    • 26 Years of Mortgage Lending Experience
    • Yearly President’s Club Recipient
    • View All
    Hobbies
    • Smoking cigars
    • Working out
    • Going on walks with my family and our dog Tank & Bear
    • View All
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
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    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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