Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Debra Harper is personable but doesn't waste your time. Throughout the entire process I felt we could trust her knowledge and recommendations.
good communication
Debra was extremely professional, knowledgeable, hard working, answering my calls and all my questions. She is a great asset to the company.
Debra and the team worked diligently to get us to closing. She surpassed expectations and did what our other lender couldn’t. Easy and clear communication during the process made it a great experience as well.
Debra was friendly and very helpful throughout the whole process. She drove out to our home to pick up some paperwork so we did not have to drive 15 miles to the office. She always followed up with us if we reached out to her with any concerns...
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Without your help and flexibility we would not have been able to get into our dream home. Thank you for all your hard work and dedication to making this happen.
She is incredibly patient, kind, compassionate, easy to talk to, personable and most importantly AN EXPERT at her job! Your company is blessed to have her. She is an incredible asset to your company! She made herself available literally 24/7....
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I think she has to become familiar with the Truth in Lending Act. I asked her for a document that she refuses to send me. She sent me something, but it isn't what I was asking for. She is critically unclear when asking for documentation. I...
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Debbie was extremely helpful and worked in an efficient manner.
Debra is very knowledgeable, and available to assist with any and all questions we had during the loan and closing process.
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.