
Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908

As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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This was my first time buying a home and I was lost. My realtor Wayne Posey suggested I contact Debra Harper and from the first phone call until the last email, Debra was an absolute joy to work with. I imagined this process being much more...
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Debra Harper and her team are excellent. They are patient and explain everything clearly and answered all my questions. Debra and her team are very kind, respectful and experts in their field of business. Outstanding! Thank you for all your...
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Great communications throughout the process.
I had very little dealings with the company
Overall it was very stressful. Our loan kept getting kicked back for reasons that should've been easy fixes.
She was very friendly always asked if we had any questions and always called us back as soon as she could
Debra helped explain everything, and worked hard to get our loan through as quick as possible.
Debbie was great to work with very communicative and easy to work with.
Debra was very nice and responsive and tried to make the process as painless as possible.
Debra and Jessica were very good at keeping me up to date and the other realtor to was impressed by the communication she got from them on our loan. Big thanks and we are very happy we got a difficult loan to get.Thank you, Janice and ross...
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.