Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Good experience
Awesome!!!
The loan process was a breeze. Thanks to Debra and Betsy.
Debra was very personable and professional. She made sure we had everything we needed to get the process going for us and followed up with everything from beginning to end. We felt very comfortable working with her.
Great communication, quick responses and timely updates were what I was most impressed about. Debbie made the entire process look easy. Thanks you for all the help!
Debra and Betsy were absolutely AMAZING! We had a long process since we were building a home and they stayed on top of everything and were very friendly and professional. I would recommend them to anyone I know!
Crazy a times but overall things got worked out.
Debra was always sending emails and phone calls and finding a loan that worked for me. The team for the closing was the best as they went over all the paperwork with me and made the closing go quick. Thank You.
Debra was always very helpful and on top of things, I would recommend her to anyone
It was great. After being treated like a number with my last company Debra took time with me to explain everything and put up with my million annoying emails lol. She also helped me find insurance that was half the price of the lowest one I...
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.