Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Debra is very knowledgeable and helpful. Always available and responsive when needed.
Debra is a professional in every sense of the word. She is easy to communicate with, responds immediately and is always ready to help. I always recommend her to anyone who asks for someone in her field.
Debra was very helpful and made my experience purchasing a home perfect
Reply from Debra Harper | Branch Manager | Ele...
July 22nd, 2025 11:07 AM
I'm so glad to hear that I was able to make your home-buying experience a positive one, Kodi. It means a lot to know that you found the process helpful and smooth. If you have any more questions or need assistance in the future, don't hesitate...
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Debra Harper was knowledgeable and helpful made the process as simple for me and it went smoothly as possible it was a good experience would refer her to anyone looking for a very professional experience.
The Team was very knowledgeable and helpful lead me thru the process with patience and pointed me in the right direction excellent experience
Overall great experience from start to
Reply from Debra Harper | Branch Manager | Ele...
March 3rd, 2025 03:01 PM
You guys were awesome work with. Thank you!
It was great ... and faster th I expected..
Debra was great! Got us everything we needed to buy our dream home. Thand you!
Debra was absolutely amazing. Like .most mortgages, nothing went smoothly. One issue after another. With her expertise, everything got resolved and the closing went smoothly. Thank you Debra.
Too many hoops to jump through, especially for someone with a FICA score in the 800''s and a perfect credit history. Especially difficult to research past finances and when your computers are packed awsy anticipating the move, makes it more...
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.