Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Thank you so much Debra and Lori for helping us through our loan process. Melinda and I look forward to the next time working with you. We have purchased a few homes over several years and by far this has been the best experience.
Plain and simple DEBRA !!!
It was nice to go with a local lender, the ability to have direct, instant communication with Debra, made it very easy. Never had an issue getting answers to questions, thank you!
Debra was phenominal!! She was able to close my house within the same month!! Efficient and always willing to help!! Debra was provided each step to help facilitate a seamless closing.
Debra was a complete professional and very prompt to respond to my millions of questions. Debra kept me well informed of the progress of my loan and assured me everything would be ready for my very fast close date. I haven't had a better experience...
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Straight to the point, direct communications and professionalism.
Very knowledgeable and professional. Always there to answer any questions and made sure we felt comfortable
Debra gave great advice and was always available to talk. I really appreciate the help she provided during my house hunting experience. Highly recommended!
Debbie was great, she responded quickly, answered all our questions, and made sure everything was good to go for our closing on time.
Debbie was absolutely amazing during our whole process. She is truely passionate in her job, and helping other achieve their goals in life. She was always a phone call away and answered every question I had. She even answered all questions...
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.