Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Everything went pretty smooth and very good communication with team..
Debra helped us through every step of the process, with every question and returned every phone call and email usually within a half hour. She even came to the closing for any final questions or if any problems arose, which they didn’t because...
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Thank you so much for such a smooth and fast closing!
Debra is a total professional who is on top of everything. She was always there to answer questions and guide us through the whole process.
Every promise she made she kept.
I would highly recommend her to anyone.
My experience with Debra and Element Funding was top notch. She was there every step of the way and went above and beyond all my expectations! Thank you so much for everything
Lorri Hutchcraft Was awesome was always available to talk to to answer my questions through email through text and phone calls I definitely will recommend element funding to do any future loans for me or any of my friends and family Thank you...
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All questions were promptly answered. Process was very easy with online interface. Underwriter was very understanding and patient. Overall it was a very easy process.
After 5 months of talking to lenders across AMERICA, we finally FOUND OUR GIRL. Debra is brilliant, warm, highly intelligent, a true pleasure to talk and meet with, polite and unbelievably knowledgeable, so up to date with all current rules...
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Debra was understanding, answered questions on the weekend and was able to close my house in 3 weeks as she knew I had to be out and into my new home quickly. She was efficient and always helpful. Great resource!
Great service!
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.