
Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908

As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Debra was professional kind and patient, she went above and beyond for us. She is a gift to whoever she helps, you are very lucky to have such an employee.
Very helpful with process and efficient.
Debra was extremely pleasant and helpful. Importantly she was responsive! Highly appreciate her.
Communication is something we appreciate. Ease of online documents.
They stayed on task, they had a job to do, no matter what. Their main focus was getting us approved.
Debra made a stressful process less stressful with constant communication and high knowledge. She made becoming a homeowner possible and happen!
Debra was very east to contact, even on weekends. She made the process stay smooth and easy.
The personal attention to every detail of this experience was extremely helpful. I could not have accomplished this without all their help. I highly recommend their service to anyone in the market to buy a home.
We were treated with respect and professionalism.
Every question was answered promptly.
Debra is wonderful to work with. She is a great communicator and is dedicated to giving her customers a great product.
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.