Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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We had a great experience working with Debra and would highly recommend her to our friends and family!
We were in a pinch and had to switch lenders. Debra made it happen and we got a much better rate. Plus it the contract was only extended by one week!
Debra was wonderful to work with and very easy to speak with! Thank you so much!
Debra is very knowledgeable in her field. She was easy to get a hold of and answered our questions without hesitation. She is very qualified with years of experience and i have no problem recommending her to family and friends.
With out doubt went above and beyond my expectations! Did my loan in the toughest of times. If and when needed again I will have it funded by Element. Thanks again and God Bless!
Debbie was thorough, proficient, and an all around pleasure to work with. People like her on your team are the exact reason you have repeat customers.
The Element Team was ALWAYS available! That was GREAT!!!
Would definitely recommend her to my friends and family looking to buy a new home, in these times and in the face of adversity she shines above.
Every step in the re-finance was a breeze! Timely emails and communications kept us abreast of the next step in the process and we were given ample time to gather documents and anything else that was needed. Overall, all of the work was done...
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Everything was done in a timely manner. Great communication, efficient and swift.
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.