Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Top tier service
Reply from Deb Higgins
January 17th, 2026 07:20 PM
Thank you Zach, Call us anytime!!!
Great job. Highly recommended.
Reply from Deb Higgins
January 15th, 2026 07:21 PM
Thank you and Congratulations on the new home. Let us know if you need anything at all.
Just lovely to work with. The timeline was pressing but she was completely professional and easy to work with.
Reply from Deb Higgins
January 13th, 2026 06:23 PM
Tim, thank you for the positive review. I am so happy you ended up with the house you wanted and that your Realtor had the patience of a saint. I only wish from the seller and listing agent perspective that there was more respect for you being...
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The best lender ever ! Always on top of her loans!
Reply from Deb Higgins
January 13th, 2026 03:52 PM
Always love it when we see your name on a sales contract. We know we will have a smooth transaction when you are the Realtor. Thanks for always doing a great job for your clients Ginny. Want someone who will work in your best interest call...
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Deb was very easy to work with and explained everything in great detail during my home buying process. Would definitely recommend her to anyone looking to purchase a home.
Reply from Deb Higgins
January 12th, 2026 04:28 PM
Thank you Tommie, We appreciate your kind review. Please be sure to let us know if you have any questions or need anything and hope you love your new home.
Everything was black and white and delt with great communication .
Reply from Deb Higgins
January 9th, 2026 04:23 PM
Thanks Deion, Congratulations on becoming a homeowner and you stay in touch with us and let us know if you need anything at all.
It is always a great experience to work with Deb Higgins and her team.
Reply from Deb Higgins
January 12th, 2026 04:29 PM
Thank you Terry, please stay in touch and let us know if we can help you with anything else.
Fast and easy
Reply from Deb Higgins
December 22nd, 2025 07:23 PM
Thanks Dane and Congratulations to you and your family on your new home. We hope you love it and enjoy the holidays.
She was very attentive and answered every question we had in a timely fashion.
Reply from Deb Higgins
December 29th, 2025 09:26 PM
I appreciate your kind words, Ryan. It's important to me to be attentive and provide timely answers, so I'm glad to hear that I was able to meet your expectations. If you have any further questions or need assistance, feel free to reach out...
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Deb went above and beyond! Not only does she have great consistent communication she is always available if needed! I would recommend Deb and her team to anyone needing a great lender! Thank you Deb! It was a pleasure working with you!
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Reply from Deb Higgins
December 17th, 2025 03:24 PM
Thank you Kristina, it was a pleasure working with you as well. Hope to do this more often, You do a great job for your clients which makes our job easier. Let us know what we can do to help you.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149