Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Everything was quick and efficient from day one. Deb was always able to answer questions and super responsive. Would recommend 10/10!
Reply from Deb Higgins
December 16th, 2025 03:00 PM
Thank you Jamie and Congratulations on your new home. Let us know if you need anything at all and Merry Christmas.
Everything was easy to understand and work through!
Reply from Deb Higgins
December 16th, 2025 03:01 PM
Thanks Brandon, Congratulations on becoming a homeowner and enjoy the holidays in your new home. Stay in touch and let us know if you need anything.
Thank you so much
Reply from Deb Higgins
December 8th, 2025 01:35 PM
Congratulations on becoming a homeowner and you let me know if you need anything. I am so happy for you and your family. Merry Christmas.
This is my second time as an agent working with Deb. Her work is seamless and she always is very communicative and gets the job done efficiently.
Reply from Deb Higgins
December 4th, 2025 03:08 PM
Thank you Joanna, you do a great job with your clients as well and you make our job easier. Please let us know if we can help you with any of your customers.
Everyone kept up with great communication
Reply from Deb Higgins
December 1st, 2025 06:36 PM
Congratulations on your new home and you let us know if you need anything at all. So happy we could help you with this journey.
Dealing with deb is grear!
Reply from Deb Higgins
December 1st, 2025 06:37 PM
Thank you Sean, Happy for you. Hope you love the new place. Congrats on the life changes!!!
Great communicatio, fast , fair results
Reply from Deb Higgins
November 25th, 2025 03:48 PM
Thanks Jacob, Congratulations on the new home and thank you for allowing us to help you with the process. Enjoy the holidays and let us know if you need anything at all.
Deb and her team were always very responsive and timely. They answered all questions thoroughly and remained available throughout the loan process.
Reply from Deb Higgins
November 21st, 2025 07:10 PM
Thank you Stephanie, Congratulations on your new home and thank you for allowing us to help you. Please let us know if you need anything and enjoy the holidays in your new home.
Deb and her team are always a step ahead of the game and make the process so easy!
Reply from Deb Higgins
November 20th, 2025 05:20 PM
Thank you Makenzi and glad we could be of assistance. Let us know if you need anything else.
The whole process was very smooth! Every step of the process was explained clearly on the app, and if I had any questions both Deb and Amanda were quick to answer them for me! I couldn't be happier with how everything went, and would recommend...
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Reply from Deb Higgins
November 15th, 2025 02:55 PM
Thank you Jesse, it was our pleasure helping you with what can be a stressful process. Congratulations on your new home and you let us know if you need anything. Enjoy the holidays in your new place.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149