Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Great experience for my 1st time buyer. Deb helped every step of the way from assisting with different grants available to answering every question the buyer had in regards to down payment, payments, budget, etc. All the things that buyers...
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Reply from Deb Higgins
March 21st, 2026 02:43 PM
Congratulations on your new home and thank you. Stay in touch let me know if you have any questions or issues that come up.
Very professional. Great at handling situations where I was frustrated in trying to retrieve information from my creditors and guided me through it to get the results I needed.
Reply from Deb Higgins
March 12th, 2026 06:09 PM
Thank you, so happy this situation is done for you guys, Life is going to be so much better now. You stay in touch and let me know what ever you need!!
This was the 3rd time working with Deb she is very knowledgeable and professional. Always a pleasure to work with her. Thanks
Reply from Deb Higgins
March 12th, 2026 04:20 PM
Thanks David, it is always my pleasure working with you guys, my favorite customers.
Great service!
Reply from Deb Higgins
March 9th, 2026 01:44 PM
Thank you Ann.
Very professional, focused, and was extremely helpful under difficult circumstances.
Reply from Deb Higgins
March 9th, 2026 01:45 PM
Thank you Michael, So glad we could help
Deb did an amazing job to get us the best deal she could. I will recommend her to anyone looking to buy a house or for refinancing.
Reply from Deb Higgins
March 9th, 2026 01:46 PM
Thank you Jonathan, Congratulations on your new place.
Deb was very helpful and communicated with us through the entire process so that we knew what to expect.
Reply from Deb Higgins
March 2nd, 2026 04:29 PM
Thank you and Congratulations on your new home, Let me know if you need anything or have any questions.
Very helpful very nice
Reply from Deb Higgins
February 5th, 2026 08:12 PM
Thank you John it was a pleasure working with you please stay in touch and let us know if you need anything.
Clear communication
Reply from Deb Higgins
January 21st, 2026 02:56 PM
Congratulations Nick on your new home and glad we could be of assistance. Please stay in touch and let us know if you need anything.
She was very easy to deal with, and could calm me back down when something wasn't going smoothly
Reply from Deb Higgins
January 17th, 2026 07:20 PM
Congratulations on your new home Dereck , so happy that things worked out and that you are in your new home. Please stay in touch and let us know if you need anything at all .
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149