Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Deb is the best!
Reply from Deb Higgins
May 1st, 2026 01:31 PM
Thank you Jon for your kind words. We could use them at the end of the month. We appreciate all you do to make our job easier.
Quick communications and tried to find the best deal
Reply from Deb Higgins
April 22nd, 2026 03:40 PM
Congratulations on your new home Andrew and best of luck. Let us know if you have any questions or need anything
I know if we have a pre-approval from Deb we are good to go! No last minute, "buyer doesn't qualify". Deb and her team always get the job done!
Thank you!
Reply from Deb Higgins
April 20th, 2026 02:19 PM
Thanks Tricia for your kind words. We appreciate you and love working with you. I never want to send a Realtor partner out to show and sell a buyer a house who I know we can't close the loan on. Please let us know anytime we can help you with...
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We had low closing costs, timely assistance, and a smooth experience because of Deb!
Reply from Deb Higgins
April 18th, 2026 05:10 PM
Congratulations on the new place, hope you are truly happy there and if you need anything just give us a call. We are here to help you with anything you need. We appreciate your feedback and try to make sure your experience is a positive one....
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Mine was a special case and required a lot of patience and care and i really appreciated all that you put in to make my experience as smooth as possible.
Reply from Deb Higgins
April 16th, 2026 02:28 PM
Glad we got things handled for you Hannah. Best of luck and stay in touch and let me know if you need anything.
Deb is great to work with. This is the 3rd home I have purchased and she has done 2 of them and has been fantastic to work with every time.
Reply from Deb Higgins
April 10th, 2026 05:11 PM
Congratulations on this one Megan, you let me know if you need anything or have any questions. Always a pleasure working with you.
Just was a smooth experience during a process that can already be somewhat stressful.
Reply from Deb Higgins
April 10th, 2026 02:53 PM
Thank you Adam, so glad we were able to help you with this purchase. Congratulations on becoming a homeowner. You stay in touch and let me know if you have any questions or need anything. Hope you love the new place.
Deb is great to work with! She's on the ball and I've always had great experiences working with her. Highly recommended!
Reply from Deb Higgins
April 10th, 2026 02:55 PM
Thank you Kevin, we thoroughly enjoy working with you as well. You are a professional and do a great job for your clients which makes our job easier.
Deb went above and beyond to answer all my questions and to help me understand the entire process
Reply from Deb Higgins
March 27th, 2026 04:15 PM
Congrats on the new place and let us know if you need anything Jeremy.
Deb and the crew at flat branch are amazing to work with! They made it fast , easy and as painless as possible for buying my dream property!! 10/10 would recommend
Reply from Deb Higgins
March 23rd, 2026 03:31 PM
Thanks for the nice review Jerry it was a pleasure working with you as well. Let us know if you need anything or have any questions that come up. Customers like you make our jobs so much easier, we appreciate you!!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149