

Deb Higgins
Senior Mortgage Banker | NMLS# 189866

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Deb and her team were fantastic! They were exceptionally helpful and delightful. They made the whole process painless.
Reply from Deb Higgins
May 28th, 2026 05:46 PM
Thank you Michael, so happy for you and your family on the purchase of your new home. We hope you love it there. Stay in touch and let us know if you have any questions or need anything at all. Best of luck.
Very helpful and always kept in contact and answered my million questions.
Reply from Deb Higgins
May 26th, 2026 04:44 PM
Congratulations on your new home Austin, you were a pleasure to work with and thank you for letting us help you. Please let me know if you need anything or have any questions.
Deb and her staff are extremely helpful, made the process really easy.
Reply from Deb Higgins
May 14th, 2026 10:53 PM
Thank you for the nice revew Patrick so glad we could help you out. Please stay in touch if you need anything.
quick and fast and kept us informed thank you for everything you did Deb .
Reply from Deb Higgins
May 12th, 2026 02:56 PM
You are welcome Kerry and Congratulations on the new place out in the country. So happy for you both. You enjoy and let me know if you need anything.
Debbie is our first go to when we think of purchasing a home. She's very knowledgeable, very responsive, doesn't waste anytime getting what she needs done.This is our 2nd home purchase and second time going through Deb. We had went to her also...
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Reply from Deb Higgins
May 11th, 2026 03:52 PM
Thanks Jamie I couldn't be happier for you two to finally be in your new house in the country and to have had all of your family there this weekend. Congratulations to you all and you let me know if any of you need anything.
Deb and her staff are quick efficient and offer years of experience! I highly recommend.
Reply from Deb Higgins
May 11th, 2026 11:57 AM
Thank you Stacy, we appreciate you.
Deb was helpful in explaining documents and keeping Me on time with signing.
Reply from Deb Higgins
May 5th, 2026 06:56 PM
Congratulations on your new home Andrew and hope you love the new place. Let us know if you need anything or have any questions along the way. Best of luck.
Deb was very responsive and answered all of our questions with great detail. She was very kind and made everything very easy to understand .
Reply from Deb Higgins
May 5th, 2026 06:57 PM
Congratulations on your new place and we could not be happier for you guys. Please stay in touch with us and let us know if you need anything at all.
Made the process easy and answered any questions I had throughout it all,
Reply from Deb Higgins
May 4th, 2026 07:46 PM
Thank you MIchael and Congratulations on your new home, we hope you love the new place. Stay in touch with us and let us know if you need anything or have any questions. Best of luck.
Deb provides a professional and reliable experience time and time again. Thank you to you and your team!
Reply from Deb Higgins
May 1st, 2026 01:29 PM
Thank you Nate we try to make sure everyone is taken care of. We appreciate you. Let us know if we can be of assistance in the future.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149