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Deb Higgins - Senior Mortgage Banker | NMLS# 189866 in Godfrey, IL

Deb Higgins

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Senior Mortgage Banker | NMLS# 189866

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Michael J H
    FAIRFIELD, IL
    Posted on October 14th, 2024 03:24 PM
    Deb and her team were very helpful and knowledgeable
    Reply from Deb Higgins
    October 14th, 2024 03:40 PM
    Thank you Michael, Congratulations on your new home, I hope you and your family love it there.
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    Wendi M
    JERSEYVILLE, IL
    Posted on October 10th, 2024 04:00 PM
    I have worked many transactions over the past twenty years with Deb and she and her staff always get the job done.
    Reply from Deb Higgins
    October 14th, 2024 03:41 PM
    Thanks Wendi we love working with you, you are always on top of things and are truly professional in dealing with your clients.
  • Encompass
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    Bradley P
    DORSEY, IL
    Posted on October 9th, 2024 12:55 PM
    Deb and her team are the absolute best in the business. They made sure we were updated every step of the way during the entire process. Thanks for all the help.
    Reply from Deb Higgins
    October 14th, 2024 03:42 PM
    Thank you Bradley, we appreciate your kind words.
  • Encompass
    T
    Tara P
    DORSEY, IL
    Posted on October 7th, 2024 06:35 PM
    Working with Jess made the process incredibly easy. She knew everything that we would need and we didn't have to keep going back and forth to get documents.
    Reply from Deb Higgins
    October 14th, 2024 03:43 PM
    Thanks Tara, Jess is a blessing for us all.
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    J
    Jessica D
    GRANITE CITY, IL
    Posted on October 5th, 2024 03:23 AM
    Deb and her team are absolutely amazing! This is my first time going through the house buying process and Deb and her team were so incredibly helpful with what the process would look like and what I could expect. Absolutely amazing
    Reply from Deb Higgins
    October 14th, 2024 03:43 PM
    Thank you Jessica, it was a pleasure working with you , Congratulations on your new home and let us know if you need anything.
  • Encompass
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    Herbert L C
    ALTON, IL
    Posted on October 4th, 2024 01:42 PM
    The team was thorough, expedient,and knowledgeable.
    Reply from Deb Higgins
    October 4th, 2024 06:33 PM
    thank you Herb, it was a pleasure helping you get into your own home, we hope you love it there.
  • Encompass
    S
    Steven A
    EAST ALTON, IL
    Posted on October 3rd, 2024 08:06 PM
    Kept me Informed throughout the lending process
    Reply from Deb Higgins
    October 4th, 2024 06:32 PM
    Thank you Steve, alwasy a pleasure working with you
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    Ginny B
    GRANITE CITY, IL
    Posted on October 3rd, 2024 03:30 PM
    Always closing them and on time...if you say they are closing, we all know they are closing!!!
    Reply from Deb Higgins
    October 3rd, 2024 04:07 PM
    Thank you Ginny, always a pleasure working with you
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    J
    Jacob E B
    WORDEN, IL
    Posted on October 3rd, 2024 01:15 PM
    Deb made the whole process easy and answered all of our questions timely.
    Reply from Deb Higgins
    October 3rd, 2024 02:45 PM
    Thank you Jacob and congratulations on your new home, Stay in touch and let us know if you need anything in the future and best of luck.
  • Encompass
    R
    Robert D
    BRIGHTON, IL
    Posted on October 3rd, 2024 12:56 PM
    Everything about Deb and her team is fantastic! The communication is superior, the buyers stay well informed, they stay on time, and closings go off without a hitch! They’re the best in the business!
    Reply from Deb Higgins
    October 3rd, 2024 02:46 PM
    Thank you Robert for the nice review, we appreciate the kind words. We hope you are loving your new home. Stay in touch and let me know if you need anything at all.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
    First Time Home Buyer Programs, Low Down Payment Options
    Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 189866
    Hobbies
    • helping people obtain home ownership
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149