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Deb Higgins - Senior Mortgage Banker | NMLS# 189866 in Godfrey, IL

Deb Higgins

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Senior Mortgage Banker | NMLS# 189866

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Austen D C
    BRIGHTON, IL
    Posted on October 2nd, 2024 04:12 PM
    Deb is always very easy to work with and takes time to explain things to us step by step.
    Reply from Deb Higgins
    October 2nd, 2024 04:26 PM
    Thank you Austen, so happy for you guys, hope you love the new place and being out in the country. Stay in touch and let me know if you need anything.
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    Samuel B
    BRIGHTON, IL
    Posted on October 2nd, 2024 01:48 PM
    Deb was easy to speak with and contact when needed. Made everything understandable when I had questions.
    Reply from Deb Higgins
    October 2nd, 2024 02:29 PM
    Thanks Sam , it was a pleasure working with you. Hope you and your family love your new home.
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    Christopher M P
    BRIGHTON, IL
    Posted on October 1st, 2024 07:57 PM
    Deb and the rest of the flat branch staff were very helpful for the loan process for buying our new home. Thank you Deb!!!
    Reply from Deb Higgins
    October 2nd, 2024 02:30 PM
    Thank you Chris, it was a pleasure working with you, hope you and your family love the new place. Stay in touch and let me know if you need anything.
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    LeAnna C
    COLLINSVILLE, IL
    Posted on October 1st, 2024 02:09 PM
    Deb was helpful in answering my questions
    Reply from Deb Higgins
    October 11th, 2024 02:10 PM
    I'm glad to hear that I was able to help answer your questions, LeAnna. Your feedback is greatly appreciated. I strive to provide the best service for all clients of Flat Branch Home Loans. Thank you for your review and rating! If you have...
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    Laura D
    ALTON, IL
    Posted on October 1st, 2024 03:19 AM
    Your team worked well with my client to ensure he had everything he needed to get his house closed.
    Reply from Deb Higgins
    October 31st, 2024 03:19 AM
    I'm delighted to hear that your client had a positive experience with my team at Flat Branch Home Loans. Ensuring our clients are well-equipped for their home buying journey is a crucial part of our services. Thank you, Laura, for the wonderful...
    read more
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    Dolly W
    HAMEL, IL
    Posted on September 30th, 2024 05:40 PM
    Everything went as per planned.
    Reply from Deb Higgins
    October 2nd, 2024 02:34 PM
    Thank you Dolly, we love working with you. You let us know if you need anything at all.
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    Kelli A
    EAST ALTON, IL
    Posted on September 28th, 2024 03:01 AM
    I can always count on Deb and her team to take care of everything on the mortgage side of things. I NEVER have to worry about things being done in a timely fashion, or if my client is qualified to be buying a home. It is a breath of fresh air...
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    Reply from Deb Higgins
    September 30th, 2024 03:30 PM
    Thank you Kelli, its always a pleasure working with a professional such as yourself as well. You do such a great job for your clients and that makes our job easier as well. We appreciate you.
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    Zachary T D
    JERSEYVILLE, IL
    Posted on September 27th, 2024 12:54 PM
    Deb and her team went above and beyond our expectations! They rocked every part of this! We highly recommend them!
    Reply from Deb Higgins
    September 27th, 2024 06:34 PM
    Thank you Zach. Congratulations on your new home, we couldn't be happier for you guys. It was truly a pleasure working with you both, Customers like you are the reason I am still here doing this!!
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    Carol B
    EAST ALTON, IL
    Posted on September 23rd, 2024 02:50 AM
    I appreciate the way Deb worked with me and my elderly mother that lived in another state to get this done.
    Reply from Deb Higgins
    September 23rd, 2024 10:38 AM
    Glad to help and glad you have her back home and close to you. Let us know if you need anything.
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    Stephanie R R
    GRAFTON, IL
    Posted on September 19th, 2024 12:29 PM
    We love working with Deb. She is thorough and efficient. We are repeat clients because she is both personal and direct. She knows the job well from her years of experience and it shows. We are glad she is on our team every step of the way.
    Reply from Deb Higgins
    September 19th, 2024 05:16 PM
    I love this, thank you both so much, you make me love my job today!!!! Hey isn't today a big day for your family? I will be looking for pictures of the new addition. Thanks for the great review, you made my week.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
    First Time Home Buyer Programs, Low Down Payment Options
    Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 189866
    Hobbies
    • helping people obtain home ownership
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149